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HR 6972 115th Congress House

Consumers First Act

Official title: To require the Consumer Financial Protection Bureau to meet its statutory purpose, and for other purposes.

Introduced: September 28, 2018 Introduced by: Waters, Maxine Democratic · California See on congress.gov
Finance and Financial Sector Administrative law and regulatory proceduresAdvisory bodiesAlternative dispute resolution, mediation, arbitrationBank accounts, deposits, capital
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Banking and financial institutions regulationCongressional oversightConsumer Financial Protection BureauConsumer affairsConsumer creditDebt collectionExecutive agency funding and structureFederal officialsFinancial literacyGovernment employee pay, benefits, personnel managementGovernment information and archivesGovernment lending and loan guaranteesGovernment studies and investigationsHigher educationHousing finance and home ownership
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 28, 2018
Referred to the Committee on Financial Services, and in addition to the Committee on Education and the Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Sep 28, 2018
Introduced in House
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 Latest action September 28, 2018

Referred to the Committee on Financial Services, and in addition to the Committee on Education and the Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

 Plain-English summary Congressional Research Service

Consumers First Act

This bill revises provisions related to the administration of the Consumer Financial Protection Bureau (CFPB), including establishing requirements for staffing levels, political appointees, and the publication of consumer complaints regarding consumer financial products or services.

The bill specifically states the duties of the Office of Fair Lending and Equal Opportunity (under current law, these are delegated by the CFPB Director). It also adds the duty to implement enforcement and supervisory authority regarding the fair lending laws.

Specified units, offices, and boards of the CFPB must perform their assigned duties and may not be renamed or reorganized.

The bill amends all statutory references to the "Bureau of Consumer Financial Protection" to refer instead to the "Consumer Financial Protection Bureau."

Membership and meeting requirements for the Consumer Advisory Board are also revised.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 3
All 3 Democratic 3
D
Cleaver, Emanuel
Missouri · Sep 28, 2018
 D
Green, Al
Texas · Sep 28, 2018
 D
Moore, Gwen
Wisconsin · Sep 28, 2018
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6972: Consumers First Act. 115th Congress. Open America. https://openamerica.io/bill/115-HR-6972/
MLA
"H.R. 6972: Consumers First Act." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-6972/.
Bluebook (legal)
H.R. 6972, 115th Cong. (2026), https://openamerica.io/bill/115-HR-6972/.
Markdown link
[H.R. 6972: Consumers First Act](https://openamerica.io/bill/115-HR-6972/)
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