HR 435 115th Congress House Finance and Financial Sector Consumer credit Debt collection Low- and moderate-income housing Public utilities and utility rates

The Credit Access and Inclusion Act of 2017

Introduced: January 11, 2017 See on congress.gov

Everywhere this bill has been 14 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Jun 26, 2018

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Jun 25, 2018

Motion to reconsider laid on the table Agreed to without objection.

Jun 25, 2018

On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H5586-5587)

Jun 25, 2018

Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.(text: CR H5586-5587)

Jun 25, 2018

DEBATE - The House proceeded with forty minutes of debate on H.R. 435.

Jun 25, 2018

Considered under suspension of the rules. (consideration: CR H5586-5587)

Jun 25, 2018

Mr. Hill moved to suspend the rules and pass the bill, as amended.

Feb 16, 2018

Placed on the Union Calendar, Calendar No. 429.

Feb 16, 2018

Reported (Amended) by the Committee on Financial Services. H. Rept. 115-568.

Dec 13, 2017

Ordered to be Reported (Amended) by the Yeas and Nays: 60 - 0.

Dec 13, 2017

Committee Consideration and Mark-up Session Held.

Dec 12, 2017

Committee Consideration and Mark-up Session Held.

Jan 11, 2017

Referred to the House Committee on Financial Services.

Jan 11, 2017

Introduced in House

Plain-English summary Congressional Research Service

Credit Access and Inclusion Act of 2017

(Sec. 2) This bill amends the Fair Credit Reporting Act to allow the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan.

Specified provisions of the Consumer Credit Protection Act that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill.

The Government Accountability Office must report on the consumer impact of such reporting.

What's happening now June 26, 2018

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Committees of jurisdiction 2