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H.R. 3746 115th Congress House

Business of Insurance Regulatory Reform Act of 2017

Official title: To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulate… Show full official titleShow less

Official title: To amend the Consumer Financial Protection Act of 2010 to clarify the authority of the Bureau of Consumer Financial Protection with respect to persons regulated by a State insurance regulator, and for other purposes.

Introduced: September 12, 2017 See on congress.gov
Finance and Financial Sector Administrative law and regulatory proceduresBanking and financial institutions regulationConsumer Financial Protection BureauConsumer creditInsurance industry and regulation
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 7 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 10, 2018
Placed on the Union Calendar, Calendar No. 513.
May 10, 2018
Reported by the Committee on Financial Services. H. Rept. 115-668.
Jan 18, 2018
Ordered to be Reported by the Yeas and Nays: 37 - 18.
Jan 18, 2018
Committee Consideration and Mark-up Session Held.
Jan 17, 2018
Committee Consideration and Mark-up Session Held.
Sep 12, 2017
Referred to the House Committee on Financial Services.
Sep 12, 2017
Introduced in House
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 Latest action May 10, 2018

Placed on the Union Calendar, Calendar No. 513.

 Plain-English summary Congressional Research Service

Business of Insurance Regulatory Reform Act of 2017

This bill amends the Consumer Financial Protection Act of 2010 to revise the authority of the Consumer Financial Protection Bureau (CFPB) over activities regulated by a state insurance regulator. The CFPB may not enforce the Act against any person regulated by a state insurance regulator and offering a consumer financial product or service, to the extent that person is engaged in the business of insurance. If a person engaged in the business of insurance is regulated by a state insurance regulator but otherwise subject to the Act, the CFPB must construe its authority narrowly.

 Related & companion bills 1
  • S 2702 Business of Insurance Regulatory Reform Act of 2018
 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 3
All 3 Democratic 1 Republican 1
Messer, Luke
· Jan 17, 2018
 R
Wagner, Ann
Missouri · Oct 27, 2017
 D
Moore, Gwen
Wisconsin · Sep 12, 2017
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3746: Business of Insurance Regulatory Reform Act of 2017. 115th Congress. Open America. https://openamerica.io/bill/115-HR-3746/
MLA
"H.R. 3746: Business of Insurance Regulatory Reform Act of 2017." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-3746/.
Bluebook (legal)
H.R. 3746, 115th Cong. (2026), https://openamerica.io/bill/115-HR-3746/.
Markdown link
[H.R. 3746: Business of Insurance Regulatory Reform Act of 2017](https://openamerica.io/bill/115-HR-3746/)
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