Skip to main content
HR 3653 115th Congress House

MyRA Act

Official title: To provide for MyRA accounts, and for other purposes.

Introduced: August 15, 2017 See on congress.gov
Taxation Employee benefits and pensionsSales and excise taxesSecuritiesTax administration and collection, taxpayersWages and earnings
This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Aug 15, 2017
Referred to the House Committee on Ways and Means.
Aug 15, 2017
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Latest action August 15, 2017

Referred to the House Committee on Ways and Means.

 Plain-English summary Congressional Research Service

Making Your Retirement Accessible Act or the MyRA Act

This bill amends the Internal Revenue Code to establish an employee retirement option known as a MyRA account. A MyRA account functions as a Roth Individual Retirement Account. An employee who elects to establish a MyRA account may contribute any portion of a tax refund or make automatic payroll contributions to the account.

The funding of MyRA accounts is limited to retirement savings bonds issued by the Department of the Treasury with a specified interest rate and maturity date.

The bill imposes a tax on any employer who fails to comply with the requirement for making direct deposits to a MyRA account of wages designated by an employee.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3653: MyRA Act. 115th Congress. Open America. https://openamerica.io/bill/115-HR-3653/
MLA
"H.R. 3653: MyRA Act." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-3653/.
Bluebook (legal)
H.R. 3653, 115th Cong. (2026), https://openamerica.io/bill/115-HR-3653/.
Markdown link
[H.R. 3653: MyRA Act](https://openamerica.io/bill/115-HR-3653/)
Report a problem