Skip to main content
HR 2133 115th Congress House Finance and Financial Sector Administrative law and regulatory procedures Asia Bank accounts, deposits, capital Banking and financial institutions regulation Business records Civil actions and liability Congressional oversight Consumer Financial Protection Bureau Consumer affairs Consumer credit Department of the Treasury Evidence and witnesses Federal Deposit Insurance Corporation (FDIC) Federal Reserve System Foreign and international banking Government information and archives Housing finance and home ownership Iran Judicial procedure and administration

CLEARR Act of 2017

Introduced: July 20, 2017 See on congress.gov
Sign in to write a letter Sign in to watch
This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 12, 2017
Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
Apr 25, 2017
Referred to the House Committee on Financial Services.
Apr 25, 2017
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Community Lending Enhancement and Regulatory Relief Act of 2017 or the CLEARR Act of 2017

This bill

  • exempts small banks from certain mortgage escrow requirements and from mandatory disclosures of loan servicing transfers;
  • exempts small mortgage loans from specified property appraisal requirements;
  • requires federal banking agencies to revise regulations regarding capital requirements for mortgage servicing assets;
  • modifies the authority of the Consumer Financial Protection Bureau (CFPB) over unfair, deceptive, or abusive acts;
  • limits the institutions over which the CFPB has a supervisory role;
  • limits prohibitions on discrimination under the Equal Credit Opportunity Act and the Fair Housing Act to intentional acts;
  • modifies certain mortgage loan recordkeeping and disclosure requirements;
  • limits the authority of a federal banking agency to request or order a deposit institution to terminate a customer account;
  • limits the liability of creditors and mortgage originators for violating certain ability-to-pay requirements; and
  • otherwise modifies provisions related to financial institutions.
What's happening now July 12, 2017

Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.

 Related & companion bills 6
  • HR 3221 Related bill Securing Access to Affordable Mortgages Act
  • HR 1948 Related bill Small Bank Holding Company Relief Act
  • S 2013 Related bill Portfolio Lending and Mortgage Access Act
  • HR 2954 Related bill Home Mortgage Disclosure Adjustment Act
  • HR 2706 Related bill Financial Institution Customer Protection Act of 2017
  • HR 2226 Related bill Portfolio Lending and Mortgage Access Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 40
All 40 Republican 28
R
Norman, Ralph
South Carolina · Feb 15, 2018
JOHNSON, SAM
· Oct 12, 2017
Mitchell, Paul
· Oct 12, 2017
Rooney, Francis
· Oct 12, 2017
Ratcliffe, John
· Oct 6, 2017
 R
Cole, Tom
Oklahoma · Oct 4, 2017
 R
Fleischmann, Charles J. "Chuck"
Tennessee · Oct 4, 2017
 R
Rutherford, John H.
Florida · Oct 4, 2017
 R
Davidson, Warren
Ohio · Sep 25, 2017
 R
Estes, Ron
Kansas · Sep 25, 2017
 R
Webster, Daniel
Florida · Sep 25, 2017
 R
Carter, John R.
Texas · Sep 7, 2017
DeSantis, Ron
· Sep 7, 2017
Hollingsworth, Trey
· Sep 7, 2017
 R
Bilirakis, Gus M.
Florida · Aug 29, 2017
 R
Buchanan, Vern
Florida · Aug 29, 2017
Curbelo, Carlos
· Aug 29, 2017
 R
Diaz-Balart, Mario
Florida · Aug 29, 2017
 R
Dunn, Neal P.
Florida · Aug 29, 2017
 R
LaHood, Darin
Illinois · Aug 29, 2017
 R
Womack, Steve
Arkansas · Aug 29, 2017
 R
Arrington, Jodey C.
Texas · Jul 26, 2017
 R
Fitzpatrick, Brian K.
Pennsylvania · Jul 26, 2017
 R
Kustoff, David
Tennessee · Jul 20, 2017
 R
Latta, Robert E.
Ohio · Jul 20, 2017
Renacci, James
· Jul 20, 2017
 R
Walberg, Tim
Michigan · Jul 20, 2017
 R
Loudermilk, Barry
Georgia · Jul 14, 2017
 R
Bost, Mike
Illinois · Jul 11, 2017
Trott, David
· Jul 11, 2017
 R
Williams, Roger
Texas · Jul 11, 2017
 R
Budd, Ted
North Carolina · Jun 27, 2017
 R
Wittman, Robert J.
Virginia · Jun 6, 2017
Rothfus, Keith
· May 24, 2017
Lewis, Jason
· May 17, 2017
 R
Cramer, Kevin
North Dakota · May 4, 2017
 R
Crawford, Eric A. "Rick"
Arkansas · May 4, 2017
Faso, John
· May 4, 2017
 R
Emmer, Tom
Minnesota · Apr 28, 2017
 R
Sessions, Pete
Texas · Apr 28, 2017
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2133: CLEARR Act of 2017. 115th Congress. Open America. https://openamerica.io/bill/115-HR-2133/
MLA
"H.R. 2133: CLEARR Act of 2017." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-2133/.
Bluebook (legal)
H.R. 2133, 115th Cong. (2026), https://openamerica.io/bill/115-HR-2133/.
Markdown link
[H.R. 2133: CLEARR Act of 2017](https://openamerica.io/bill/115-HR-2133/)
Report a problem