H.R. 2133
115th Congress
House
CLEARR Act of 2017
Official title: To provide regulatory relief to community financial institutions, and for other purposes.
Finance and Financial Sector
Administrative law and regulatory proceduresAsiaBank accounts, deposits, capitalBanking and financial institutions regulation
More subjectsShow fewer subjects
Business recordsCivil actions and liabilityCongressional oversightConsumer Financial Protection BureauConsumer affairsConsumer creditDepartment of the TreasuryEvidence and witnessesFederal Deposit Insurance Corporation (FDIC)Federal Reserve SystemForeign and international bankingGovernment information and archivesHousing finance and home ownershipIranJudicial procedure and administrationMiddle EastMinority and disadvantaged businessesNational Credit Union AdministrationNorth KoreaSmall businessSyriaTerrorismWomen in business
Everywhere this bill has been
3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 12, 2017
Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
Apr 25, 2017
Referred to the House Committee on Financial Services.
Apr 25, 2017
Introduced in House
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Latest action
Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
Plain-English summary
Community Lending Enhancement and Regulatory Relief Act of 2017 or the CLEARR Act of 2017
This bill
- exempts small banks from certain mortgage escrow requirements and from mandatory disclosures of loan servicing transfers;
- exempts small mortgage loans from specified property appraisal requirements;
- requires federal banking agencies to revise regulations regarding capital requirements for mortgage servicing assets;
- modifies the authority of the Consumer Financial Protection Bureau (CFPB) over unfair, deceptive, or abusive acts;
- limits the institutions over which the CFPB has a supervisory role;
- limits prohibitions on discrimination under the Equal Credit Opportunity Act and the Fair Housing Act to intentional acts;
- modifies certain mortgage loan recordkeeping and disclosure requirements;
- limits the authority of a federal banking agency to request or order a deposit institution to terminate a customer account;
- limits the liability of creditors and mortgage originators for violating certain ability-to-pay requirements; and
- otherwise modifies provisions related to financial institutions.
Related & companion bills
6
Bill text
1 version
- Introduced in House Formatted Text PDF Formatted XML
Committees of jurisdiction
2
Cosponsors
46
R
Norman, Ralph
JOHNSON, SAM
Mitchell, Paul
Rooney, Francis
Ratcliffe, John
R
Cole, Tom
R
Fleischmann, Charles J. "Chuck"
R
Rutherford, John H.
R
Davidson, Warren
R
Estes, Ron
R
Webster, Daniel
R
Carter, John R.
DeSantis, Ron
Hollingsworth, Trey
R
Bilirakis, Gus M.
R
Buchanan, Vern
Curbelo, Carlos
R
Diaz-Balart, Mario
R
Dunn, Neal P.
R
LaHood, Darin
R
Womack, Steve
R
Arrington, Jodey C.
R
Fitzpatrick, Brian K.
R
Kustoff, David
R
Latta, Robert E.
Renacci, James
R
Walberg, Tim
R
Loudermilk, Barry
R
Bost, Mike
Trott, David
R
Williams, Roger
R
Budd, Ted
CULBERSON, JOHN
Harper, Gregg
Zeldin, Lee
Pearce, Stevan
R
Wittman, Robert J.
Paulsen, Erik
Rothfus, Keith
Hultgren, Randy
Lewis, Jason
R
Cramer, Kevin
R
Crawford, Eric A. "Rick"
Faso, John
R
Emmer, Tom
R
Sessions, Pete
Cite this page
U.S. Congress. (2026). H.R. 2133: CLEARR Act of 2017. 115th Congress. Open America. https://openamerica.io/bill/115-HR-2133/
"H.R. 2133: CLEARR Act of 2017." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-2133/.
H.R. 2133, 115th Cong. (2026), https://openamerica.io/bill/115-HR-2133/.
[H.R. 2133: CLEARR Act of 2017](https://openamerica.io/bill/115-HR-2133/)