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HR 1153 115th Congress House Housing and Community Development Administrative law and regulatory procedures Consumer Financial Protection Bureau Housing finance and home ownership User charges and fees

Mortgage Choice Act of 2017

Introduced: November 7, 2017 Introduced by: Huizenga, Bill Republican · Michigan See on congress.gov
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 16 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 12, 2018
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Feb 8, 2018
Motion to reconsider laid on the table Agreed to without objection.
Feb 8, 2018
On passage Passed by the Yeas and Nays: 280 - 131 (Roll no. 64).
Feb 8, 2018
Considered as unfinished business. (consideration: CR H981-982)
Feb 7, 2018
POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 1153, the Chair put the question on passage of the bill, and by voice vote announced that the ayes had prevailed. Mr. Hensarling demanded the yeas and nays, and the Chair postponed further proceedings on the question of passage until a time to be announced.
Feb 7, 2018
The previous question was ordered pursuant to the rule.
Feb 7, 2018
DEBATE - The House proceeded with one hour of debate on H.R. 1153.
Feb 7, 2018
The resolution provides for one hour of debate on each measure. The resolution also waives the requirement of clause 6(a) of rule XIII for a two-thirds vote to consider a report from the Committee on Rules on the same day it is presented to the House with respect to any resolution reported through the legislative day of February 9, 2018. It shall be in order at any time on the legislative day of February 8, 2018 or February 9, 2018 for the Speaker to entertain motions to suspend the rules.
Feb 7, 2018
Considered under the provisions of rule H. Res. 725. (consideration: CR H906-965; text: CR H907)
Feb 5, 2018
Rules Committee Resolution H. Res. 725 Reported to House. The resolution provides for one hour of debate on each measure. The resolution also waives the requirement of clause 6(a) of rule XIII for a two-thirds vote to consider a report from the Committee on Rules on the same day it is presented to the House with respect to any resolution reported through the legislative day of February 9, 2018. It shall be in order at any time on the legislative day of February 8, 2018 or February 9, 2018 for the Speaker to entertain motions to suspend the rules.
Jan 22, 2018
Placed on the Union Calendar, Calendar No. 387.
Jan 22, 2018
Reported by the Committee on Financial Services. H. Rept. 115-522.
Nov 14, 2017
Ordered to be Reported by the Yeas and Nays: 46 - 13.
Nov 14, 2017
Committee Consideration and Mark-up Session Held.
Feb 16, 2017
Referred to the House Committee on Financial Services.
Feb 16, 2017
Introduced in House
 Votes taken on this bill 1
DateChamberWhat was voted onResultYes–No
Feb 8, 2018 House · vote #64 On Passage Passed 280–131 See who voted →
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 Plain-English summary Congressional Research Service

(This measure has not been amended since it was introduced. The expanded summary of the House reported version is repeated here.)

Mortgage Choice Act of 2017

(Sec. 2) This bill amends the Truth in Lending Act to specify that neither escrow charges for insurance nor affiliated title charges shall be considered "points and fees" for purposes of determining whether a mortgage is a "high-cost mortgage." (A high-cost mortgage designation restricts the terms of the loan and requires a lender to make certain disclosures to the borrower.)

What's happening now February 12, 2018

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Related & companion bills 4
  • HR 6147 Related bill Interior, Environment, Financial Services and General Government, Agriculture, Rural Development, Food and Drug Adminis…
  • HRES 725 Related bill Providing for consideration of the bill (H.R. 772) to amend the Federal Food, Drug, and Cosmetic Act to improve and cla…
  • HR 10 Related bill Financial CHOICE Act of 2017
  • HR 6746 Related bill Protecting American Taxpayers and Homeowners Act of 2018
 Bill text 4 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 13
All 13 Democratic 3 Republican 4
D
Gottheimer, Josh
New Jersey · Jan 8, 2018
 R
Norman, Ralph
South Carolina · Nov 16, 2017
Trott, David
· Nov 15, 2017
Messer, Luke
· Nov 13, 2017
Duffy, Sean
· Nov 7, 2017
Pittenger, Robert
· Oct 26, 2017
Rothfus, Keith
· Oct 26, 2017
 R
Wagner, Ann
Missouri · Oct 26, 2017
 R
Walberg, Tim
Michigan · Oct 26, 2017
 D
McCollum, Betty
Minnesota · Mar 10, 2017
 R
Joyce, David P.
Ohio · Feb 16, 2017
 D
Meeks, Gregory W.
New York · Feb 16, 2017
ROYCE, ED
· Feb 16, 2017
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1153: Mortgage Choice Act of 2017. 115th Congress. Open America. https://openamerica.io/bill/115-HR-1153/
MLA
"H.R. 1153: Mortgage Choice Act of 2017." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-1153/.
Bluebook (legal)
H.R. 1153, 115th Cong. (2026), https://openamerica.io/bill/115-HR-1153/.
Markdown link
[H.R. 1153: Mortgage Choice Act of 2017](https://openamerica.io/bill/115-HR-1153/)
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