HR 1153
115th Congress
House
Housing and Community Development
Administrative law and regulatory procedures
Consumer Financial Protection Bureau
Housing finance and home ownership
User charges and fees
Mortgage Choice Act of 2017
Introduced: February 16, 2017
Introduced by:
Huizenga, Bill
Republican
· Michigan
See on congress.gov
Everywhere this bill has been
17 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 12, 2018
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Feb 8, 2018
Motion to reconsider laid on the table Agreed to without objection.
Feb 8, 2018
On passage Passed by the Yeas and Nays: 280 - 131 (Roll no. 64).
Feb 8, 2018
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 280 - 131 (Roll no. 64).
Feb 8, 2018
Considered as unfinished business. (consideration: CR H981-982)
Feb 7, 2018
POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 1153, the Chair put the question on passage of the bill, and by voice vote announced that the ayes had prevailed. Mr. Hensarling demanded the yeas and nays, and the Chair postponed further proceedings on the question of passage until a time to be announced.
Feb 7, 2018
The previous question was ordered pursuant to the rule.
Feb 7, 2018
DEBATE - The House proceeded with one hour of debate on H.R. 1153.
Feb 7, 2018
The resolution provides for one hour of debate on each measure. The resolution also waives the requirement of clause 6(a) of rule XIII for a two-thirds vote to consider a report from the Committee on Rules on the same day it is presented to the House with respect to any resolution reported through the legislative day of February 9, 2018. It shall be in order at any time on the legislative day of February 8, 2018 or February 9, 2018 for the Speaker to entertain motions to suspend the rules.
Feb 7, 2018
Considered under the provisions of rule H. Res. 725. (consideration: CR H906-965; text: CR H907)
Feb 5, 2018
Rules Committee Resolution H. Res. 725 Reported to House. The resolution provides for one hour of debate on each measure. The resolution also waives the requirement of clause 6(a) of rule XIII for a two-thirds vote to consider a report from the Committee on Rules on the same day it is presented to the House with respect to any resolution reported through the legislative day of February 9, 2018. It shall be in order at any time on the legislative day of February 8, 2018 or February 9, 2018 for the Speaker to entertain motions to suspend the rules.
Jan 22, 2018
Placed on the Union Calendar, Calendar No. 387.
Jan 22, 2018
Reported by the Committee on Financial Services. H. Rept. 115-522.
Nov 14, 2017
Ordered to be Reported by the Yeas and Nays: 46 - 13.
Nov 14, 2017
Committee Consideration and Mark-up Session Held.
Feb 16, 2017
Referred to the House Committee on Financial Services.
Feb 16, 2017
Introduced in House
Votes taken on this bill
1
| Date | Chamber | What was voted on | Result | Yes–No | |
|---|---|---|---|---|---|
| Feb 8, 2018 | House · vote #64 | On Passage | Passed | 280–131 | See who voted → |
Plain-English summary
(This measure has not been amended since it was introduced. The expanded summary of the House reported version is repeated here.)
Mortgage Choice Act of 2017
(Sec. 2) This bill amends the Truth in Lending Act to specify that neither escrow charges for insurance nor affiliated title charges shall be considered "points and fees" for purposes of determining whether a mortgage is a "high-cost mortgage." (A high-cost mortgage designation restricts the terms of the loan and requires a lender to make certain disclosures to the borrower.)
What's happening now
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Committees of jurisdiction
2