Social Security Garnishment Modernization Act of 2015
Official title: To amend title 31, United States Code, to adjust for inflation the amount that is exempt from administrative offsets by the Department of Education for defaulted student loans.
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Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law.
Social Security Garnishment Modernization Act of 2015
This bill limits the amount offset (i.e., withheld) from an individual's Social Security benefit payments to repay a defaulted federal student loan to the amount by which such Social Security benefit payments exceed $9,000 annually (i.e., $750 monthly), adjusted for inflation.
Currently, the federal government may offset certain Social Security, railroad retirement, or black lung benefit payments to repay an individual's nontax federal debts, but the amount offset is limited to the amount of federal benefit payments that exceeds $9,000 annually, unadjusted for inflation.
- Introduced in House Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 3747: Social Security Garnishment Modernization Act of 2015. 114th Congress. Open America. https://openamerica.io/bill/114-HR-3747/
"H.R. 3747: Social Security Garnishment Modernization Act of 2015." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-3747/.
H.R. 3747, 114th Cong. (2026), https://openamerica.io/bill/114-HR-3747/.
[H.R. 3747: Social Security Garnishment Modernization Act of 2015](https://openamerica.io/bill/114-HR-3747/)