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HR 3747 114th Congress House

Social Security Garnishment Modernization Act of 2015

Official title: To amend title 31, United States Code, to adjust for inflation the amount that is exempt from administrative offsets by the Department of Education for defaulted student loans.

Introduced: March 15, 2016 See on congress.gov
Education Administrative remediesDebt collectionGovernment lending and loan guaranteesHigher education
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Inflation and pricesPoverty and welfare assistanceSocial security and elderly assistanceStudent aid and college costs
This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 4, 2015
Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law.
Oct 9, 2015
Referred to the House Committee on the Judiciary.
Oct 9, 2015
Introduced in House
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 Latest action November 4, 2015

Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law.

 Plain-English summary Congressional Research Service

Social Security Garnishment Modernization Act of 2015

This bill limits the amount offset (i.e., withheld) from an individual's Social Security benefit payments to repay a defaulted federal student loan to the amount by which such Social Security benefit payments exceed $9,000 annually (i.e., $750 monthly), adjusted for inflation.

Currently, the federal government may offset certain Social Security, railroad retirement, or black lung benefit payments to repay an individual's nontax federal debts, but the amount offset is limited to the amount of federal benefit payments that exceeds $9,000 annually, unadjusted for inflation.


 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 3747: Social Security Garnishment Modernization Act of 2015. 114th Congress. Open America. https://openamerica.io/bill/114-HR-3747/
MLA
"H.R. 3747: Social Security Garnishment Modernization Act of 2015." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-3747/.
Bluebook (legal)
H.R. 3747, 114th Cong. (2026), https://openamerica.io/bill/114-HR-3747/.
Markdown link
[H.R. 3747: Social Security Garnishment Modernization Act of 2015](https://openamerica.io/bill/114-HR-3747/)
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