HR 3727 114th Congress House Health Consumer affairs Disability and health-based discrimination Health care costs and insurance State and local government operations

Health Insurance Rate Review Act

Introduced: October 8, 2015 Introduced by: Schakowsky, Janice D. Democratic · Illinois See on congress.gov

Everywhere this bill has been 3 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Oct 9, 2015

Referred to the Subcommittee on Health.

Oct 8, 2015

Referred to the House Committee on Energy and Commerce.

Oct 8, 2015

Introduced in House

Plain-English summary Congressional Research Service

Health Insurance Rate Review Act

This bill amends the Public Health Service Act to declare that federal requirements that the Department of Health and Human Services (HHS) review unreasonable premium increases in health care coverage do not prohibit a state from imposing additional rate requirements on health insurance issuers that are more protective of consumers. The review is expanded to include all rate increases, not only premium increases.

HHS or the relevant state insurance commissioner or state regulator must ensure that any excessive, unjustified, or unfairly discriminatory rates are corrected before, or as soon as possible after, implementation, including through mechanisms such as denying rates, modifying rates, or requiring rebates to consumers. HHS may apply civil monetary penalties to health insurance issuers that fail to comply with a corrective action taken by HHS and may make the plan involved ineligible for classification as a qualified health plan.

HHS must determine whether HHS or the state insurance commissioner or regulator will undertake such corrective actions based on whether the state can adequately undertake the actions.

This Act applies to health plans grandfathered under the Patient Protection and Affordable Care Act.

What's happening now October 9, 2015

Referred to the Subcommittee on Health.

Committees of jurisdiction 2