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HR 3705 114th Congress House Finance and Financial Sector Administrative law and regulatory procedures Bank accounts, deposits, capital Banking and financial institutions regulation Commodities markets Commodity Futures Trading Commission Congressional oversight Consumer Financial Protection Bureau Department of the Treasury Federal Deposit Insurance Corporation (FDIC) Federal Reserve System Financial services and investments National Credit Union Administration Securities and Exchange Commission (SEC)

Financial Regulatory Clarity Act of 2015

Introduced: October 7, 2015 See on congress.gov
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This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 26, 2015
Referred to the Subcommittee on Commodity Exchanges, Energy, and Credit.
Oct 7, 2015
Referred to the Committee on Financial Services, and in addition to the Committee on Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Oct 7, 2015
Introduced in House
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 Plain-English summary Congressional Research Service

Financial Regulatory Clarity Act of 2015

Requires the Federal Deposit Insurance Corporation, the Office of Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Consumer Financial Protection Bureau, the National Credit Union Administration, the Securities and Exchange Commission, and the Commodity Futures Trading Commission, before issuing a regulation or order, to assess other federal regulations and orders to determine whether: (1) the agency's proposal is in conflict with, inconsistent with, or duplicative of such regulations or orders; and (2) such other federal regulations or orders are outdated.

What's happening now October 26, 2015

Referred to the Subcommittee on Commodity Exchanges, Energy, and Credit.

 Related & companion bills 1
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 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
 Cosponsors 5
All 5 Republican 3
Duffy, Sean
· Apr 12, 2016
Poliquin, Bruce
· Nov 16, 2015
 R
Wagner, Ann
Missouri · Nov 4, 2015
 R
Barr, Andy
Kentucky · Nov 2, 2015
 R
Emmer, Tom
Minnesota · Nov 2, 2015
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3705: Financial Regulatory Clarity Act of 2015. 114th Congress. Open America. https://openamerica.io/bill/114-HR-3705/
MLA
"H.R. 3705: Financial Regulatory Clarity Act of 2015." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-3705/.
Bluebook (legal)
H.R. 3705, 114th Cong. (2026), https://openamerica.io/bill/114-HR-3705/.
Markdown link
[H.R. 3705: Financial Regulatory Clarity Act of 2015](https://openamerica.io/bill/114-HR-3705/)
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