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HR 2851 114th Congress House

Equality in Insurance Act of 2015

Official title: To require each insurer that considers marital status in the rating or underwriting of an insurance policy to consider the proposed insured to be married if th… Show full official titleShow less

Official title: To require each insurer that considers marital status in the rating or underwriting of an insurance policy to consider the proposed insured to be married if the proposed insured is legally married under the laws of any State, and for other purposes.

Introduced: June 23, 2015 See on congress.gov
Finance and Financial Sector Civil actions and liabilityInsurance industry and regulationMarriage and family statusSex, gender, sexual orientation discrimination
This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 23, 2015
Referred to the House Committee on Financial Services.
Jun 23, 2015
Introduced in House
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 Latest action June 23, 2015

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Equality in Insurance Act of 2015

This bill requires an insurer, when rating and underwriting any insurance policy that takes into consideration the marital status of the proposed insured, to consider the proposed insured to be married if the proposed insured is in a legal marriage, a civil union, or a domestic partnership with substantially the same legal obligations and consequences as a legal marriage under the laws of any jurisdiction (including any state of the United States, the District of Columbia, the Commonwealth of Puerto Rico, Guam, the Northern Mariana Islands, the Virgin Islands, American Samoa, or any foreign jurisdiction).

Any person aggrieved by a violation of this Act may bring a civil action for damages and relief, including equitable relief.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2851: Equality in Insurance Act of 2015. 114th Congress. Open America. https://openamerica.io/bill/114-HR-2851/
MLA
"H.R. 2851: Equality in Insurance Act of 2015." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-2851/.
Bluebook (legal)
H.R. 2851, 114th Cong. (2026), https://openamerica.io/bill/114-HR-2851/.
Markdown link
[H.R. 2851: Equality in Insurance Act of 2015](https://openamerica.io/bill/114-HR-2851/)
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