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HR 1908 114th Congress House Housing and Community Development Financial literacy Housing finance and home ownership Life, casualty, property insurance

Housing Financial Literacy Act of 2015

Introduced: April 21, 2015 Introduced by: Beatty, Joyce Democratic · Ohio See on congress.gov
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This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 22, 2015
Sponsor introductory remarks on measure. (CR E559)
Apr 21, 2015
Referred to the House Committee on Financial Services.
Apr 21, 2015
Introduced in House
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 Plain-English summary Congressional Research Service

Housing Financial Literacy Act of 2015

Amends the National Housing Act to revise the single insurance premium payment for a mortgage (secured by a one- to four-family dwelling that is an obligation of the Mutual Mortgage Insurance Fund) of a first-time homebuyer who completes a program of counseling on the responsibilities and financial management involved in homeownership that is approved by the Secretary of Housing and Urban Development.

Repeals the current maximum premium payment of 2.75% of the amount of the mortgage's original insured principal obligation.

Sets the single mortgage insurance premium payment at 25 basis points lower than the premium payment amount otherwise established.

What's happening now April 22, 2015

Sponsor introductory remarks on measure. (CR E559)

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 12
All 12 Democratic 12
D
Davis, Danny K.
Illinois · Sep 8, 2015
 D
Johnson, Henry C. "Hank"
Georgia · Jun 15, 2015
 D
Adams, Alma S.
North Carolina · Jun 3, 2015
 D
Plaskett, Stacey E.
Virgin Islands · May 13, 2015
 D
Carson, André
Indiana · Apr 21, 2015
 D
Green, Al
Texas · Apr 21, 2015
 D
Kaptur, Marcy
Ohio · Apr 21, 2015
 D
Kelly, Robin L.
Illinois · Apr 21, 2015
 D
Moore, Gwen
Wisconsin · Apr 21, 2015
 D
Norton, Eleanor Holmes
District of Columbia · Apr 21, 2015
 D
Sewell, Terri A.
Alabama · Apr 21, 2015
 D
Watson Coleman, Bonnie
New Jersey · Apr 21, 2015
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1908: Housing Financial Literacy Act of 2015. 114th Congress. Open America. https://openamerica.io/bill/114-HR-1908/
MLA
"H.R. 1908: Housing Financial Literacy Act of 2015." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-1908/.
Bluebook (legal)
H.R. 1908, 114th Cong. (2026), https://openamerica.io/bill/114-HR-1908/.
Markdown link
[H.R. 1908: Housing Financial Literacy Act of 2015](https://openamerica.io/bill/114-HR-1908/)
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