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S 205 113th Congress Senate Finance and Financial Sector Administrative law and regulatory procedures Appropriations Banking and financial institutions regulation Consumer Financial Protection Bureau Consumer affairs Consumer credit Executive agency funding and structure Federal Reserve System Federal officials Financial services and investments

Responsible Consumer Financial Protection Regulations Act of 2013

Introduced: January 31, 2013 Introduced by: Moran, Jerry Republican · Kansas See on congress.gov
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This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 31, 2013
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text of measure as introduced in Senate: CR S6079-6080)
Jan 31, 2013
Introduced in Senate
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 Plain-English summary Congressional Research Service

Responsible Consumer Financial Protection Regulations Act of 2013 - Amends the Consumer Financial Protection Act of 2010 (title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act) to replace the position of Director of the Consumer Financial Protection Bureau (CFPB) with a five-member Commission whose members are appointed by the President, by and with the advice and consent of the Senate.

Prohibits the Chair of the Commission from making requests for estimates related to appropriations without the prior approval of the Commission.

Revises procedures for funding the CFPB. Eliminates the Consumer Financial Protection Fund and the requirement that the Board of Governors of the Federal Reserve System transfer funds to the CFPB from the combined earnings of the Federal Reserve System. Authorizes appropriations for FY2013-FY2014.

Directs the CFPB, in prescribing a rule under the federal consumer financial laws, to consider the rule's impact on the financial safety or soundness of an insured depository institution.

What's happening now January 31, 2013

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text of measure as introduced in Senate: CR S6079-6080)

 Related & companion bills 5
  • HR 450 Related bill Bureau of Consumer Financial Protection Accountability Act
  • HR 2402 Related bill Consumer Financial Protection Commission Act of 2013
  • HR 2446 Related bill Responsible Consumer Financial Protection Regulations Act of 2013
  • HR 3192 Related bill Bureau of Consumer Financial Protection Accountability Act of 2013
  • S 2213 Related bill Consumer Financial Protection Commission Act of 2014
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 205: Responsible Consumer Financial Protection Regulations Act of 2013. 113th Congress. Open America. https://openamerica.io/bill/113-S-205/
MLA
"S. 205: Responsible Consumer Financial Protection Regulations Act of 2013." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-S-205/.
Bluebook (legal)
S. 205, 113th Cong. (2026), https://openamerica.io/bill/113-S-205/.
Markdown link
[S. 205: Responsible Consumer Financial Protection Regulations Act of 2013](https://openamerica.io/bill/113-S-205/)
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