Equal Employment for All Act
Official title: To amend the Fair Credit Reporting Act to prohibit the use of consumer credit checks against prospective and current employees for the purposes of making adverse employment decisions.
Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.
Referred to the House Committee on Financial Services.
Equal Employment for All Act - Amends the Fair Credit Reporting Act to prohibit a current or prospective employer from using a consumer report or an investigative consumer report, or from causing one to be procured, for either employment purposes or for making an adverse action, if the report contains information that bears upon the consumer's creditworthiness, credit standing, or credit capacity.
Makes exceptions to such prohibition for employment: (1) which requires a national security or Federal Deposit Insurance Corporation (FDIC) clearance; (2) with a state or local government agency which otherwise requires use of a consumer report; or (3) in a supervisory, managerial, professional, or executive position at a financial institution.
- Introduced in House Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 645: Equal Employment for All Act. 113th Congress. Open America. https://openamerica.io/bill/113-HR-645/
"H.R. 645: Equal Employment for All Act." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-645/.
H.R. 645, 113th Cong. (2026), https://openamerica.io/bill/113-HR-645/.
[H.R. 645: Equal Employment for All Act](https://openamerica.io/bill/113-HR-645/)