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HR 645 113th Congress House

Equal Employment for All Act

Official title: To amend the Fair Credit Reporting Act to prohibit the use of consumer credit checks against prospective and current employees for the purposes of making adverse employment decisions.

Introduced: February 25, 2013 Introduced by: Cohen, Steve Democratic · Tennessee See on congress.gov
Labor and Employment Consumer creditEmployment discrimination and employee rightsPersonnel records
This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 13, 2013
Referred to the House Committee on Financial Services.
Feb 13, 2013
Introduced in House
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 Latest action February 13, 2013

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Equal Employment for All Act - Amends the Fair Credit Reporting Act to prohibit a current or prospective employer from using a consumer report or an investigative consumer report, or from causing one to be procured, for either employment purposes or for making an adverse action, if the report contains information that bears upon the consumer's creditworthiness, credit standing, or credit capacity.

Makes exceptions to such prohibition for employment: (1) which requires a national security or Federal Deposit Insurance Corporation (FDIC) clearance; (2) with a state or local government agency which otherwise requires use of a consumer report; or (3) in a supervisory, managerial, professional, or executive position at a financial institution.


 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 645: Equal Employment for All Act. 113th Congress. Open America. https://openamerica.io/bill/113-HR-645/
MLA
"H.R. 645: Equal Employment for All Act." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-645/.
Bluebook (legal)
H.R. 645, 113th Cong. (2026), https://openamerica.io/bill/113-HR-645/.
Markdown link
[H.R. 645: Equal Employment for All Act](https://openamerica.io/bill/113-HR-645/)
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