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HR 618 113th Congress House

Student Loan Default Prevention Act

Official title: To authorize the Secretary of Education to enter into voluntary, flexible agreements with certain guarantee agencies to provide delinquency prevention and defa… Show full official titleShow less

Official title: To authorize the Secretary of Education to enter into voluntary, flexible agreements with certain guarantee agencies to provide delinquency prevention and default aversion services for borrowers and potential borrowers of Federal Direct Loans under the Higher Education Act of 1965, and for other purposes.

Introduced: February 14, 2013 See on congress.gov
Education Education programs fundingFinancial literacyGovernment lending and loan guaranteesHigher education
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Public contracts and procurementStudent aid and college costs
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This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 23, 2013
Referred to the Subcommittee on Higher Education and Workforce Training.
Feb 12, 2013
Referred to the House Committee on Education and the Workforce.
Feb 12, 2013
Introduced in House
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 Latest action April 23, 2013

Referred to the Subcommittee on Higher Education and Workforce Training.

 Plain-English summary Congressional Research Service

Student Loan Default Prevention Act - Amends title IV (Student Assistance) of the Higher Education Act of 1965 to require the Secretary of Education, upon the request of an eligible guaranty agency, to enter into or revise a voluntary, flexible agreement with that agency to provide services to borrowers and potential borrowers of Federal Family Education Loans (FFELs) or Direct Loans (DLs).

Treats guaranty agencies as eligible to participate in such agreements if they have extensive and relevant experience and demonstrated effectiveness in providing such services.

Authorizes those guaranty agencies to provide services that include: (1) delinquency prevention and default aversion activities, (2) collecting defaulted loans, (3) monitoring institutions that participate in the DL program, (4) training financial aid officials, and (5) informational outreach to schools and students that supports access to higher education and financial literacy.

Requires the Secretary to pay fees to such agencies that are cost neutral and take into account the savings projected from the provision of such services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 3
All 3 Democratic 3
D
Lynch, Stephen F.
Massachusetts · Apr 9, 2013
 D
McGovern, James P.
Massachusetts · Feb 14, 2013
 D
Pingree, Chellie
Maine · Feb 12, 2013
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 618: Student Loan Default Prevention Act. 113th Congress. Open America. https://openamerica.io/bill/113-HR-618/
MLA
"H.R. 618: Student Loan Default Prevention Act." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-618/.
Bluebook (legal)
H.R. 618, 113th Cong. (2026), https://openamerica.io/bill/113-HR-618/.
Markdown link
[H.R. 618: Student Loan Default Prevention Act](https://openamerica.io/bill/113-HR-618/)
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