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HR 5667 113th Congress House Housing and Community Development Banking and financial institutions regulation Credit and credit markets Housing finance and home ownership Licensing and registrations Real estate business

Seller Finance Regulation Reduction Act

Introduced: September 18, 2014 Introduced by: Williams, Roger Republican · Texas See on congress.gov
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This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 18, 2014
Referred to the House Committee on Financial Services.
Sep 18, 2014
Introduced in House
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 Plain-English summary Congressional Research Service

Seller Finance Regulation Reduction Act - Amends the S.A.F.E. Mortgage Licensing Act of 2008 to exempt from certain licensing and registration requirements any person (other than a depository institution) who: (1) has less than $25 million in assets; and (2) only originates residential mortgage loans with respect to property owed by the person, and in an amount of $150,000 or less.

Amends the Truth in Lending Act, with respect to minimum standards for residential mortgage loans, to prohibit, in determining whether a residential mortgage loan is a qualified mortgage, from applying to loans originated by such a person certain guidelines and regulations relating to ratios of total monthly debt to monthly income.

What's happening now September 18, 2014

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 5667: Seller Finance Regulation Reduction Act. 113th Congress. Open America. https://openamerica.io/bill/113-HR-5667/
MLA
"H.R. 5667: Seller Finance Regulation Reduction Act." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-5667/.
Bluebook (legal)
H.R. 5667, 113th Cong. (2026), https://openamerica.io/bill/113-HR-5667/.
Markdown link
[H.R. 5667: Seller Finance Regulation Reduction Act](https://openamerica.io/bill/113-HR-5667/)
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