Smart Savings Act
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(This measure has not been amended since it was passed by the House on July 14, 2014. The summary of that version is repeated here.)
Smart Savings Act - Makes the default investment in the Thrift Savings Plan (TSP) an age-appropriate target date asset allocation investment fund (L Fund), instead of the Government Securities Investment Fund (G Fund), if no election has been made for the investment of available funds. Retains the Government Securities Investment Fund as the default fund for members of the Uniformed Services. Requires TSP participants whose default fund is an age-appropriate L Fund to receive a risk acknowledgement prior to enrollment.
Extends requirements relating to fiduciary protections to TSP beneficiaries.
Became Public Law No: 113-255.
- Engrossed in House Formatted Text PDF Formatted XML
- Enrolled Bill Formatted Text PDF Formatted XML
- Introduced in House Formatted Text PDF Formatted XML
- Public Law Formatted Text PDF United States Legislative Markup
- Received in Senate Formatted Text PDF Formatted XML
- Reported in House Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 4193: Smart Savings Act. 113th Congress. Open America. https://openamerica.io/bill/113-HR-4193/
"H.R. 4193: Smart Savings Act." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-4193/.
H.R. 4193, 113th Cong. (2026), https://openamerica.io/bill/113-HR-4193/.
[H.R. 4193: Smart Savings Act](https://openamerica.io/bill/113-HR-4193/)