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HR 3450 113th Congress House Health Health care costs and insurance Health care coverage and access Insurance industry and regulation

Health Insurance Freedom Act of 2013

Introduced: December 5, 2013 See on congress.gov
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This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 15, 2013
Referred to the Subcommittee on Health.
Nov 12, 2013
Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Nov 12, 2013
Introduced in House
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 Plain-English summary Congressional Research Service

Health Insurance Freedom Act of 2013 - Amends the Patient Protection and Affordable Care Act (PPACA), with respect to the definition of a qualified health plan, to allow a health insurance issuer to offer coverage that: (1) provides the essential health benefits package required of a qualified health plan other than the minimum benefits required under the essential benefits and level of coverage requirements, and (2) meets federal and state benefit requirements as otherwise applied as of October 1, 2013, in the state in which the coverage is offered.

Makes such coverage ineligible: (1) for the premium assistance income tax credit or PPACA cost-sharing reductions; and (2) to be treated as a bronze, silver, gold, or platinum plan or be taken into account for purposes of determining the applicable second lowest cost silver plan.

Makes this Act's amendments effective as if they were included in the enactment of PPACA.


What's happening now November 15, 2013

Referred to the Subcommittee on Health.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
 Cosponsors 12
All 12 Republican 2
Lance, Leonard
· Jan 13, 2014
Pittenger, Robert
· Dec 5, 2013
Rokita, Todd
· Dec 5, 2013
TERRY, LEE
· Dec 5, 2013
BARTON, JOE
· Nov 20, 2013
 R
Blackburn, Marsha
Tennessee · Nov 20, 2013
Fleming, John
· Nov 20, 2013
 R
Harris, Andy
Maryland · Nov 20, 2013
Olson, Pete
· Nov 20, 2013
Pearce, Stevan
· Nov 20, 2013
Price, Tom
· Nov 20, 2013
Roe, David
· Nov 20, 2013
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3450: Health Insurance Freedom Act of 2013. 113th Congress. Open America. https://openamerica.io/bill/113-HR-3450/
MLA
"H.R. 3450: Health Insurance Freedom Act of 2013." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-3450/.
Bluebook (legal)
H.R. 3450, 113th Cong. (2026), https://openamerica.io/bill/113-HR-3450/.
Markdown link
[H.R. 3450: Health Insurance Freedom Act of 2013](https://openamerica.io/bill/113-HR-3450/)
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