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HR 3312 113th Congress House

Homeowners Flood Insurance Relief Act of 2013

Official title: To require the Administrator of the Federal Emergency Management Agency to allow for monthly installment payments for flood insurance under the National Flood … Show full official titleShow less

Official title: To require the Administrator of the Federal Emergency Management Agency to allow for monthly installment payments for flood insurance under the National Flood Insurance Act of 1968, to cap the annual cost of flood insurance under that Act, to provide for a ten-year phase-in of premium increases resulting from the enactment of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes.

Introduced: November 14, 2013 Introduced by: Bilirakis, Gus M. Republican · Florida See on congress.gov
Emergency Management Disaster relief and insuranceFloods and storm protection
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This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 23, 2013
Referred to the House Committee on Financial Services.
Oct 23, 2013
Sponsor introductory remarks on measure. (CR E1554-1555)
Oct 23, 2013
Introduced in House
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 Latest action October 23, 2013

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Homeowners Flood Insurance Relief Act of 2013 - Amends the National Flood Insurance Act of 1968 to direct the Administrator of the Federal Emergency Management Agency (FEMA) to provide certain policy holders the option of paying their premiums monthly (or annually or in more frequent installments, as under current law).

Declares the maximum annual chargeable premium rate for a property to be the total appraised value of all structures located on it at the time of its purchase by the current owner of the property divided by 30.

Sets forth a ten-year phase-in period for risk premium rate increases resulting from enactment of the Biggert-Waters Flood Insurance Reform Act of 2012, at the rate of 10% for each year following the effective date of such Act.

Directs FEMA to refund or provide credit to insureds for any flood insurance premiums collected in excess of the mandatory phase-in of rates prescribed by this Act.


 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 4
All 4 Democratic 1
MCINTYRE, MIKE
· Dec 2, 2013
 D
Castor, Kathy
Florida · Nov 14, 2013
Rooney, Thomas
· Oct 23, 2013
ROS-LEHTINEN, ILEANA
· Oct 23, 2013
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3312: Homeowners Flood Insurance Relief Act of 2013. 113th Congress. Open America. https://openamerica.io/bill/113-HR-3312/
MLA
"H.R. 3312: Homeowners Flood Insurance Relief Act of 2013." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-3312/.
Bluebook (legal)
H.R. 3312, 113th Cong. (2026), https://openamerica.io/bill/113-HR-3312/.
Markdown link
[H.R. 3312: Homeowners Flood Insurance Relief Act of 2013](https://openamerica.io/bill/113-HR-3312/)
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