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HR 3218 113th Congress House Emergency Management Congressional oversight Disaster relief and insurance Floods and storm protection Government studies and investigations Insurance industry and regulation Legislative rules and procedure

Flood Insurance Fairness Act of 2013

Introduced: September 28, 2013 See on congress.gov
This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 28, 2013
Referred to the Committee on Financial Services, and in addition to the Committee on Rules, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Sep 28, 2013
Introduced in House
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 Plain-English summary Congressional Research Service

Flood Insurance Fairness Act of 2013 - Prohibits the taking effect of specified flood insurance premium changes under the Biggert-Waters Flood Insurance Reform Act of 2012 and the National Flood Insurance Act of 1968 (which prohibit the estimating of flood insurance premium rates for severe repetitive loss and other specified properties or extending premium subsidies to new or lapsed flood insurance policies, and which also require certain flood insurance risk premium rate adjustments) until 180 days after both chambers of Congress have completed consideration of a qualified joint resolution providing for legislative changes to ensure that risk premium rates for flood insurance coverage under the national flood insurance program are substantially affordable for all homeowners.

Directs the Administrator of the Federal Emergency Management Agency (FEMA) to submit to Congress and make publicly available a determination of whether the risk premium rates for flood insurance coverage under the national flood insurance program resulting from such legislative changes are substantially affordable for all homeowners.

Sets forth procedures for expedited congressional consideration of the proposed joint resolution.

What's happening now September 28, 2013

Referred to the Committee on Financial Services, and in addition to the Committee on Rules, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3218: Flood Insurance Fairness Act of 2013. 113th Congress. Open America. https://openamerica.io/bill/113-HR-3218/
MLA
"H.R. 3218: Flood Insurance Fairness Act of 2013." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-3218/.
Bluebook (legal)
H.R. 3218, 113th Cong. (2026), https://openamerica.io/bill/113-HR-3218/.
Markdown link
[H.R. 3218: Flood Insurance Fairness Act of 2013](https://openamerica.io/bill/113-HR-3218/)
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