Flood Insurance Fairness Act of 2013
Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.
Flood Insurance Fairness Act of 2013 - Prohibits the taking effect of specified flood insurance premium changes under the Biggert-Waters Flood Insurance Reform Act of 2012 and the National Flood Insurance Act of 1968 (which prohibit the estimating of flood insurance premium rates for severe repetitive loss and other specified properties or extending premium subsidies to new or lapsed flood insurance policies, and which also require certain flood insurance risk premium rate adjustments) until 180 days after both chambers of Congress have completed consideration of a qualified joint resolution providing for legislative changes to ensure that risk premium rates for flood insurance coverage under the national flood insurance program are substantially affordable for all homeowners.
Directs the Administrator of the Federal Emergency Management Agency (FEMA) to submit to Congress and make publicly available a determination of whether the risk premium rates for flood insurance coverage under the national flood insurance program resulting from such legislative changes are substantially affordable for all homeowners.
Sets forth procedures for expedited congressional consideration of the proposed joint resolution.
Referred to the Committee on Financial Services, and in addition to the Committee on Rules, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Introduced in House Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 3218: Flood Insurance Fairness Act of 2013. 113th Congress. Open America. https://openamerica.io/bill/113-HR-3218/
"H.R. 3218: Flood Insurance Fairness Act of 2013." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-3218/.
H.R. 3218, 113th Cong. (2026), https://openamerica.io/bill/113-HR-3218/.
[H.R. 3218: Flood Insurance Fairness Act of 2013](https://openamerica.io/bill/113-HR-3218/)