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HR 1255 113th Congress House

Home Construction Lending Regulatory Improvement Act of 2013

Official title: To enable Federal and State chartered banks and thrifts to meet the credit needs of the Nation's home builders, and to provide liquidity and ensure stable cred… Show full official titleShow less

Official title: To enable Federal and State chartered banks and thrifts to meet the credit needs of the Nation's home builders, and to provide liquidity and ensure stable credit for meeting the Nation's need for new homes.

Introduced: December 5, 2013 See on congress.gov
Housing and Community Development Administrative law and regulatory proceduresBank accounts, deposits, capitalBanking and financial institutions regulationDepartment of the Treasury
More subjectsShow fewer subjects
Federal Deposit Insurance Corporation (FDIC)Federal Reserve SystemHousing finance and home ownershipReal estate business
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This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 19, 2013
Referred to the House Committee on Financial Services.
Mar 19, 2013
Introduced in House
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 Latest action March 19, 2013

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Home Construction Lending Regulatory Improvement Act of 2013 - Directs the appropriate federal banking agencies to initiate a coordinated rulemaking with respect to financial institutions under their respective jurisdictions that make real estate loans to home builders.

Requires such rulemaking to provide for: (1) elimination of the 100% of bank capital measurement, (2) realistic market-based appraisals, and (3) a prohibition against compelling lenders to call or curtail loans in good standing.

Prohibits a federal banking agency from preventing a qualified financial institution from making a real estate loan to a home builder that has a viable project.

 Related & companion bills 1
  • S 1002 Related bill Home Building Lending Improvement Act of 2013
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 16
All 16 Democratic 3 Republican 2
Cook, Paul
· May 19, 2014
Stewart, Chris
· Dec 10, 2013
 D
Titus, Dina
Nevada · Dec 5, 2013
 D
Horsford, Steven
Nevada · Sep 26, 2013
Barletta, Lou
· Jul 23, 2013
 D
Courtney, Joe
Connecticut · Jun 25, 2013
Duffy, Sean
· Jun 25, 2013
 R
Harris, Andy
Maryland · Jun 11, 2013
Marchant, Kenny
· Jun 11, 2013
TIBERI, PATRICK
· Jun 11, 2013
MATHESON, JIM
· May 21, 2013
 R
Amodei, Mark E.
Nevada · May 6, 2013
Schock, Aaron
· May 6, 2013
JONES, WALTER
· Apr 23, 2013
Westmoreland, Lynn
· Mar 21, 2013
MCCARTHY, CAROLYN
· Mar 19, 2013
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1255: Home Construction Lending Regulatory Improvement Act of 2013. 113th Congress. Open America. https://openamerica.io/bill/113-HR-1255/
MLA
"H.R. 1255: Home Construction Lending Regulatory Improvement Act of 2013." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-1255/.
Bluebook (legal)
H.R. 1255, 113th Cong. (2026), https://openamerica.io/bill/113-HR-1255/.
Markdown link
[H.R. 1255: Home Construction Lending Regulatory Improvement Act of 2013](https://openamerica.io/bill/113-HR-1255/)
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