Skip to main content
HR 1240 113th Congress House Commerce Government lending and loan guarantees Small business

CREED Act of 2013

Introduced: April 23, 2013 Introduced by: Chu, Judy Democratic · California See on congress.gov
This bill died when the 113th Congress ended
It never became law before the 113th Congress (2013–2014) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 18, 2013
Referred to the House Committee on Small Business.
Mar 18, 2013
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Commercial Real Estate and Economic Development Act of 2013 or CREED Act of 2013 - Reinstates for a five-year period beginning on the date of enactment of this Act the authority for Small Business Administration (SBA) low-interest refinancing of small business debt not involving business expansion under the SBA's local development business loan program.

Repeals a provision of the Small Business Jobs Act of 2010 which terminated such authority as of September 27, 2012.

States that no additional appropriations are authorized for the reinstated refinancing program.

What's happening now March 18, 2013

Referred to the House Committee on Small Business.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1240: CREED Act of 2013. 113th Congress. Open America. https://openamerica.io/bill/113-HR-1240/
MLA
"H.R. 1240: CREED Act of 2013." 113th Congress, 2026, Open America, https://openamerica.io/bill/113-HR-1240/.
Bluebook (legal)
H.R. 1240, 113th Cong. (2026), https://openamerica.io/bill/113-HR-1240/.
Markdown link
[H.R. 1240: CREED Act of 2013](https://openamerica.io/bill/113-HR-1240/)
Report a problem