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S 690 112th Congress Senate Housing and Community Development Administrative remedies Congressional oversight Department of the Treasury Executive agency funding and structure Government information and archives Housing finance and home ownership

Homeowner Advocate Act of 2011

Introduced: March 30, 2011 See on congress.gov
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 30, 2011
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Mar 30, 2011
Introduced in Senate
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 Plain-English summary Congressional Research Service

Office of the Homeowner Advocate Act of 2011 - Establishes in the Department of the Treasury the Office of the Homeowner Advocate to assist homeowners, housing counselors, and housing lawyers in resolving problems with the Home Affordable Modification Program (HAMP) of the Making Home Affordable initiative of the Secretary of the Treasury, authorized under the Emergency Economic Stabilization Act of 2008.

Prohibits any modification of a mortgage under the Making Home Affordable Program, or with any funds from the Troubled Asset Relief Program (TARP), unless the servicer of the mortgage loan has determined, in accordance with standards and requirements established by the Secretary, that the mortgagor cannot afford to make payments under the terms of the existing mortgage loan. (Thus prohibits participation in such Program for borrowers who strategically default.)

Requires the Secretary to revise the guidelines for HAMP to establish that the data collected by the Secretary from each mortgage servicer and lender participating in the Program is made public at the individual record level in a specified manner.

What's happening now March 30, 2011

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 8
All 8 Democratic 7 Independent 1
D
Blumenthal, Richard
Connecticut · May 17, 2011
 D
Gillibrand, Kirsten E.
New York · Apr 5, 2011
 D
Durbin, Richard J.
Illinois · Mar 30, 2011
 D
Merkley, Jeff
Oregon · Mar 30, 2011
 D
Murray, Patty
Washington · Mar 30, 2011
 D
Reed, Jack
Rhode Island · Mar 30, 2011
 I
Sanders, Bernard
Vermont · Mar 30, 2011
 D
Shaheen, Jeanne
New Hampshire · Mar 30, 2011
Cite this page click to expand
APA
U.S. Congress. (2026). S. 690: Homeowner Advocate Act of 2011. 112th Congress. Open America. https://openamerica.io/bill/112-S-690/
MLA
"S. 690: Homeowner Advocate Act of 2011." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-S-690/.
Bluebook (legal)
S. 690, 112th Cong. (2026), https://openamerica.io/bill/112-S-690/.
Markdown link
[S. 690: Homeowner Advocate Act of 2011](https://openamerica.io/bill/112-S-690/)
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