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S 486 112th Congress Senate Armed Forces and National Security Civil actions and liability Fraud offenses and financial crimes Housing finance and home ownership Veterans' loans, housing, homeless programs

Protecting Servicemembers from Mortgage Abuses Act of 2011

Introduced: March 3, 2011 Introduced by: Whitehouse, Sheldon Democratic · Rhode Island See on congress.gov
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 8, 2011
Committee on Veterans' Affairs. Hearings held. Hearings printed: S.Hrg. 112-116.
Mar 3, 2011
Read twice and referred to the Committee on Veterans' Affairs.
Mar 3, 2011
Introduced in Senate
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 Plain-English summary Congressional Research Service

Protecting Servicemembers from Mortgage Abuses Act of 2011 - Amends the Servicemembers Civil Relief Act to extend from 9 months to 24 months after military service the period of protection for a servicemember against mortgage sale or foreclosure, as well as the stay of proceedings, in the case of an obligation on real property of a servicemember that originated before the period of military service.

Repeals the sunset date for such periods of relief under the Housing and Economic Recovery Act of 2008.

Increases criminal and civil penalties for mortgage abuses, including felonies for unlawful eviction or distress or for unlawful sale, foreclosure, or seizure.

What's happening now June 8, 2011

Committee on Veterans' Affairs. Hearings held. Hearings printed: S.Hrg. 112-116.

 Related & companion bills 2
  • HR 1566 Related bill Protecting Servicemembers from Mortgage Abuses Act of 2011
  • HR 1911 Related bill Protecting Veterans' Homes Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 5
All 5 Democratic 4 Independent 1
D
Blumenthal, Richard
Connecticut · May 2, 2011
 D
Durbin, Richard J.
Illinois · Mar 28, 2011
 D
Merkley, Jeff
Oregon · Mar 3, 2011
 D
Reed, Jack
Rhode Island · Mar 3, 2011
 I
Sanders, Bernard
Vermont · Mar 3, 2011
Cite this page click to expand
APA
U.S. Congress. (2026). S. 486: Protecting Servicemembers from Mortgage Abuses Act of 2011. 112th Congress. Open America. https://openamerica.io/bill/112-S-486/
MLA
"S. 486: Protecting Servicemembers from Mortgage Abuses Act of 2011." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-S-486/.
Bluebook (legal)
S. 486, 112th Cong. (2026), https://openamerica.io/bill/112-S-486/.
Markdown link
[S. 486: Protecting Servicemembers from Mortgage Abuses Act of 2011](https://openamerica.io/bill/112-S-486/)
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