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S 1126 112th Congress Senate Energy Alternative and renewable resources Credit and credit markets Energy efficiency and conservation Government lending and loan guarantees Housing finance and home ownership Residential rehabilitation and home repair

REAL Act of 2011

Introduced: May 26, 2011 Introduced by: Whitehouse, Sheldon Democratic · Rhode Island See on congress.gov
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 26, 2011
Read twice and referred to the Committee on Energy and Natural Resources. (text of measure as introduced: CR S3442-3444)
May 26, 2011
Sponsor introductory remarks on measure. (CR S3442)
May 26, 2011
Introduced in Senate
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 Plain-English summary Congressional Research Service

Renewable Energy Access Through Leasing Act of 2011 or the REAL Act of 2011- Amends the Energy Independence and Security Act of 2007 to authorize the Secretary of Housing and Urban Development (HUD) to make loan guarantees for the financing of renewable energy systems leased for residential use. Prohibits the Secretary from insuring a loan unless the renewable energy system owner certifies that the systems financed will be leased only to homeowners that grant easements to install, maintain, use and otherwise access the system that include the right to sell electricity produced during the life of the renewable energy system to a wholesale or retail electrical power grid. Requires a renewable energy system lease to specify that it can be assumed by new homeowners.

Requires the Secretary to: (1) ensure that a discount given under this Act does not adversely affect the homeowner's mortgage requirements; and (2) fix and collect premiums for insurance of loans under this Act that shall be paid for by the renewable energy system owner and that shall be adequate to cover the expenses and probable losses of administering the program. Prohibits the Secretary from assessing any other fee, premium, or charge in connection with such loan insurance.

Establishes the Renewable Energy Lease Insurance Fund, into which the Secretary shall deposit any such premiums.

Requires the Secretary to ensure that multifamily housing units are eligible for programs established by this Act.

Terminates the Secretary's authority to insure and make commitments to insure new loans under this Act ten years after its enactment.

What's happening now May 26, 2011

Read twice and referred to the Committee on Energy and Natural Resources. (text of measure as introduced: CR S3442-3444)

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 1126: REAL Act of 2011. 112th Congress. Open America. https://openamerica.io/bill/112-S-1126/
MLA
"S. 1126: REAL Act of 2011." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-S-1126/.
Bluebook (legal)
S. 1126, 112th Cong. (2026), https://openamerica.io/bill/112-S-1126/.
Markdown link
[S. 1126: REAL Act of 2011](https://openamerica.io/bill/112-S-1126/)
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