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HRES 365 112th Congress House

Expressing the sense of the House of Representatives that Congress should cut the United States' true debt burden by reducing home mortgage balances, forgiving student loans, and bringing down…

Official title: Expressing the sense of the House of Representatives that Congress should cut the United States' true debt burden by reducing home mortgage balances, forgiving… Show full official titleShow less

Official title: Expressing the sense of the House of Representatives that Congress should cut the United States' true debt burden by reducing home mortgage balances, forgiving student loans, and bringing down overall personal debt.

Introduced: October 5, 2011 See on congress.gov
Economics and Public Finance Budget deficits and national debtConsumer creditEconomic performance and conditionsHigher education
More subjectsShow fewer subjects
Housing finance and home ownershipStudent aid and college costs
This resolution expired with the 112th Congress
It was not agreed to before the 112th Congress (2011–2012) adjourned, so it is no longer active. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Agreed to (House)
Jul 22, 2011
Referred to the Committee on Financial Services, and in addition to the Committee on Education and the Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Jul 22, 2011
Introduced in House
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 Latest action July 22, 2011

Referred to the Committee on Financial Services, and in addition to the Committee on Education and the Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

 Plain-English summary Congressional Research Service

Expresses the sense of the House of Representatives that: (1) reducing the rate of personal debt is as vital to our economic health as addressing the federal debt and debt limit; and (2) Congress should cut our true debt burden by reducing home mortgage balances, forgiving student loans, and bringing down overall personal debt.

Declares that helping U.S. citizens become free of debt to promote personal financial security and to strengthen the nation's economy should be a top priority of the United States.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H. Res. 365: Expressing the sense of the House of Representatives that Congress should cut the United States' true debt burden by reducing home mortgage balances, forgiving student loans, and bringing down overall personal debt.. 112th Congress. Open America. https://openamerica.io/bill/112-HRES-365/
MLA
"H. Res. 365: Expressing the sense of the House of Representatives that Congress should cut the United States' true debt burden by reducing home mortgage balances, forgiving student loans, and bringing down overall personal debt.." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HRES-365/.
Bluebook (legal)
H. Res. 365, 112th Cong. (2026), https://openamerica.io/bill/112-HRES-365/.
Markdown link
[H. Res. 365: Expressing the sense of the House of Representatives that Congress should cut the United States' true debt burden by reducing home mortgage balances, forgiving student loans, and bringing down overall personal debt.](https://openamerica.io/bill/112-HRES-365/)
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