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HR 6129 112th Congress House

Ban the Use of Credit Scores in Auto Insurance Act

Official title: To amend the Fair Credit Reporting Act to prohibit the use of consumer reports and consumer information in making any determination involving auto insurance wi… Show full official titleShow less

Official title: To amend the Fair Credit Reporting Act to prohibit the use of consumer reports and consumer information in making any determination involving auto insurance with respect to a consumer, and for other purposes.

Introduced: July 13, 2012 See on congress.gov
Finance and Financial Sector Consumer affairsConsumer creditLife, casualty, property insuranceMotor vehicles
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 31, 2012
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jul 31, 2012
Referred to the Subcommittee on Insurance, Housing and Community Opportunity.
Jul 13, 2012
Introduced in House
Jul 13, 2012
Referred to the House Committee on Financial Services.
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 Latest action July 31, 2012

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service

Ban the Use of Credit Scores in Auto Insurance Act - Amends the Fair Credit Reporting Act to prohibit: (1) a consumer reporting agency from furnishing a consumer report or consumer information to any person for use in making a decision to underwrite or rate auto insurance, and (2) any person from either using or obtaining a consumer report or consumer information in connection with the underwriting or rating of any consumer regarding an auto insurance transaction.

Exempts from this ban property loss data regarding auto insurance as well as information on driver history, such as accidents or moving violations.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
 Cosponsors 1
All 1 Democratic 1
D
Thompson, Bennie G.
Mississippi · Jul 13, 2012
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6129: Ban the Use of Credit Scores in Auto Insurance Act. 112th Congress. Open America. https://openamerica.io/bill/112-HR-6129/
MLA
"H.R. 6129: Ban the Use of Credit Scores in Auto Insurance Act." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-6129/.
Bluebook (legal)
H.R. 6129, 112th Cong. (2026), https://openamerica.io/bill/112-HR-6129/.
Markdown link
[H.R. 6129: Ban the Use of Credit Scores in Auto Insurance Act](https://openamerica.io/bill/112-HR-6129/)
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