HR 6129
112th Congress
House
Finance and Financial Sector
Consumer affairs
Consumer credit
Life, casualty, property insurance
Motor vehicles
Ban the Use of Credit Scores in Auto Insurance Act
Introduced: July 13, 2012
See on congress.gov
Everywhere this bill has been
4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 31, 2012
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jul 31, 2012
Referred to the Subcommittee on Insurance, Housing and Community Opportunity.
Jul 13, 2012
Introduced in House
Jul 13, 2012
Referred to the House Committee on Financial Services.
Plain-English summary
Ban the Use of Credit Scores in Auto Insurance Act - Amends the Fair Credit Reporting Act to prohibit: (1) a consumer reporting agency from furnishing a consumer report or consumer information to any person for use in making a decision to underwrite or rate auto insurance, and (2) any person from either using or obtaining a consumer report or consumer information in connection with the underwriting or rating of any consumer regarding an auto insurance transaction.
Exempts from this ban property loss data regarding auto insurance as well as information on driver history, such as accidents or moving violations.
What's happening now
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Committees of jurisdiction
3
Cosponsors
1