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HR 3156 112th Congress House

Consumer Debit Card Protection Act

Official title: To repeal the debit card interchange price control provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act and restore balance to the elect… Show full official titleShow less

Official title: To repeal the debit card interchange price control provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act and restore balance to the electronic payments system, and for other purposes.

Introduced: October 25, 2011 See on congress.gov
Finance and Financial Sector Administrative law and regulatory proceduresBank accounts, deposits, capitalConsumer affairsConsumer credit
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Federal Reserve SystemUser charges and fees
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 21, 2011
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Oct 12, 2011
Referred to the House Committee on Financial Services.
Oct 12, 2011
Introduced in House
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 Latest action October 21, 2011

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service

Consumer Debit Card Protection Act - Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act to repeal the authority granted the Consumer Financial Protection Board (CFPB) to prescribe regulations for interchange transaction (swipe) fees that an issuer may receive or charge in connection with an electronic debit transaction (EDT).

Declares void, and without force or effect, any regulation or information collection which the Board of Governors of the Federal Reserve System (Board) may propose or prescribe pursuant to the Electronic Fund Transfer Act (EFTA). Makes conforming amendments to EFTA.


 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 9
All 9 Democratic 2 Republican 1
ROHRABACHER, DANA
· Feb 1, 2012
Miller, Candice
· Nov 4, 2011
GREEN, GENE
· Nov 3, 2011
PAUL, RON
· Nov 2, 2011
Marchant, Kenny
· Oct 27, 2011
CROWLEY, JOSEPH
· Oct 25, 2011
 D
Johnson, Henry C. "Hank"
Georgia · Oct 25, 2011
 R
McClintock, Tom
California · Oct 25, 2011
 D
Wasserman Schultz, Debbie
Florida · Oct 25, 2011
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3156: Consumer Debit Card Protection Act. 112th Congress. Open America. https://openamerica.io/bill/112-HR-3156/
MLA
"H.R. 3156: Consumer Debit Card Protection Act." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-3156/.
Bluebook (legal)
H.R. 3156, 112th Cong. (2026), https://openamerica.io/bill/112-HR-3156/.
Markdown link
[H.R. 3156: Consumer Debit Card Protection Act](https://openamerica.io/bill/112-HR-3156/)
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