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HR 2361 112th Congress House

Fair Debt Collection Improvement Act

Official title: To improve the Fair Debt Collection Practices Act by explicitly barring debt collectors from bringing legal action on a debt in which the statute of limitation… Show full official titleShow less

Official title: To improve the Fair Debt Collection Practices Act by explicitly barring debt collectors from bringing legal action on a debt in which the statute of limitations has expired against any consumer, and for other purposes.

Introduced: June 24, 2011 Introduced by: Cohen, Steve Democratic · Tennessee See on congress.gov
Finance and Financial Sector Civil actions and liabilityConsumer affairsConsumer credit
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 19, 2011
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jun 24, 2011
Referred to the House Committee on Financial Services.
Jun 24, 2011
Introduced in House
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 Latest action July 19, 2011

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service

Fair Debt Collection Improvement Act - Amends the Fair Debt Collection Practices Act to prohibit a debt collector from bringing, or threatening to bring, legal action against any consumer on a debt in which the statute of limitations has expired.

Requires a debt collector, in connection with the collection of debt in which the statute of limitations has expired, to disclose to the consumer that: (1) the debt has been transferred to the debt collector, (2) the creditor no longer holds the debt, (3) the debt collector may not bring legal action against the consumer to collect the debt because the statute of limitations has expired, and (4) any payment by the consumer towards the debt may cause the statute of limitations to reset.


 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 2
All 2 Democratic 1
JACKSON, JESSE
· Jun 24, 2011
 D
Meeks, Gregory W.
New York · Jun 24, 2011
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2361: Fair Debt Collection Improvement Act. 112th Congress. Open America. https://openamerica.io/bill/112-HR-2361/
MLA
"H.R. 2361: Fair Debt Collection Improvement Act." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-2361/.
Bluebook (legal)
H.R. 2361, 112th Cong. (2026), https://openamerica.io/bill/112-HR-2361/.
Markdown link
[H.R. 2361: Fair Debt Collection Improvement Act](https://openamerica.io/bill/112-HR-2361/)
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