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HR 1755 112th Congress House

Home Construction Lending Regulatory Improvement Act of 2011

Official title: To enable Federal and State chartered banks and thrifts to meet the credit needs of the Nation's home builders, and to provide liquidity and ensure stable cred… Show full official titleShow less

Official title: To enable Federal and State chartered banks and thrifts to meet the credit needs of the Nation's home builders, and to provide liquidity and ensure stable credit for meeting the Nation's need for new homes.

Introduced: September 13, 2011 See on congress.gov
Housing and Community Development Administrative law and regulatory proceduresBank accounts, deposits, capitalBanking and financial institutions regulationDepartment of the Treasury
More subjectsShow fewer subjects
Federal Deposit Insurance Corporation (FDIC)Federal Reserve SystemHousing finance and home ownershipReal estate business
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 19, 2012
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
May 5, 2011
Referred to the House Committee on Financial Services.
May 5, 2011
Introduced in House
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 Latest action July 19, 2012

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service

Home Construction Lending Regulatory Improvement Act of 2011 - Directs the appropriate federal banking agencies to initiate a coordinated rulemaking with respect to financial institutions under their respective jurisdictions that make real estate loans to home builders.

Requires such rulemaking to provide for: (1) elimination of the 100% of bank capital measurement, (2) realistic market-based appraisals, and (3) a prohibition against compelling lenders to call or curtail loans in good standing.

Prohibits a federal banking agency also from preventing a qualified financial institution from making a real estate loan to a home builder that has a viable project.

 Related & companion bills 1
  • S 2078 Related bill Home Building Lending Improvement Act of 2012
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 72
All 72 Democratic 9 Republican 13
D
Schiff, Adam B.
California · Sep 12, 2012
 D
Sherman, Brad
California · Sep 10, 2012
SMITH, LAMAR
· Sep 10, 2012
MICA, JOHN
· Jul 31, 2012
Richmond, Cedric
· Jun 27, 2012
 R
Scott, Austin
Georgia · Jun 21, 2012
MYRICK, SUE
· Jun 19, 2012
AKIN, W.
· Jun 18, 2012
Bonner, Jo
· Jun 18, 2012
 D
Cohen, Steve
Tennessee · Jun 18, 2012
Graves, Tom
· Jun 18, 2012
 R
Cassidy, Bill
Louisiana · Apr 19, 2012
Reed, Tom
· Apr 19, 2012
Reichert, David
· Mar 26, 2012
 D
Welch, Peter
Vermont · Mar 5, 2012
Duffy, Sean
· Feb 24, 2012
 D
Courtney, Joe
Connecticut · Dec 6, 2011
 D
Pallone, Frank
New Jersey · Dec 6, 2011
 R
Amodei, Mark E.
Nevada · Dec 5, 2011
Chandler, Ben
· Nov 17, 2011
 R
Guthrie, Brett
Kentucky · Nov 1, 2011
 R
Scott, Tim
South Carolina · Oct 12, 2011
PLATTS, TODD
· Sep 29, 2011
 D
Costa, Jim
California · Sep 23, 2011
Sullivan, John
· Sep 21, 2011
BERKLEY, SHELLEY
· Sep 13, 2011
CAMP, DAVE
· Sep 13, 2011
FRELINGHUYSEN, RODNEY
· Sep 13, 2011
 R
Scalise, Steve
Louisiana · Sep 8, 2011
REYES, SILVESTRE
· Aug 12, 2011
Boren, Dan
· Jul 28, 2011
 R
Latta, Robert E.
Ohio · Jul 26, 2011
LOBIONDO, FRANK
· Jul 19, 2011
REHBERG, DENNY
· Jul 15, 2011
GALLEGLY, ELTON
· Jul 13, 2011
Barletta, Lou
· Jul 12, 2011
Carnahan, Russ
· Jul 12, 2011
Barrow, John
· Jul 6, 2011
CULBERSON, JOHN
· Jul 6, 2011
Olson, Pete
· Jun 22, 2011
 R
Huizenga, Bill
Michigan · Jun 21, 2011
COSTELLO, JERRY
· Jun 15, 2011
Marino, Tom
· Jun 15, 2011
UPTON, FRED
· Jun 2, 2011
Yoder, Kevin
· Jun 2, 2011
BILBRAY, BRIAN
· May 31, 2011
 R
Graves, Sam
Missouri · May 25, 2011
Rogers, Mike
· May 25, 2011
 R
Walberg, Tim
Michigan · May 25, 2011
Noem, Kristi
· May 23, 2011
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Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1755: Home Construction Lending Regulatory Improvement Act of 2011. 112th Congress. Open America. https://openamerica.io/bill/112-HR-1755/
MLA
"H.R. 1755: Home Construction Lending Regulatory Improvement Act of 2011." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-1755/.
Bluebook (legal)
H.R. 1755, 112th Cong. (2026), https://openamerica.io/bill/112-HR-1755/.
Markdown link
[H.R. 1755: Home Construction Lending Regulatory Improvement Act of 2011](https://openamerica.io/bill/112-HR-1755/)
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