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HR 1356 112th Congress House

Capital Access for Main Street Act of 2011

Official title: To provide amortization authority in certain situations, for purposes of capital calculation under the Financial Institutions Examination Council's Consolidated Reports of Condition and Income.

Introduced: April 19, 2012 See on congress.gov
Finance and Financial Sector Accounting and auditingBank accounts, deposits, capitalHousing finance and home ownership
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 2, 2011
Referred to the Subcommittee on Capital Markets and Government Sponsored Enterprises.
May 2, 2011
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Apr 4, 2011
Referred to the House Committee on Financial Services.
Apr 4, 2011
Introduced in House
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 Latest action May 2, 2011

Referred to the Subcommittee on Capital Markets and Government Sponsored Enterprises.

 Plain-English summary Congressional Research Service

Capital Access for Main Street Act of 2011 - Authorizes an insured depository institution with assets of less than $10 billion, for purposes of capital calculation under the Financial Institutions Examination Council's Consolidated Reports of Condition and Income, to choose to amortize any loss or write-down, on a quarterly straight-line basis over a seven-year period, which it has incurred with respect to: (1) a loan secured by commercial real estate, or (2) other real estate owned.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
 Cosponsors 10
All 10 Democratic 3
Chandler, Ben
· Jun 6, 2012
 D
Carson, André
Indiana · Apr 19, 2012
 D
Tonko, Paul
New York · Mar 28, 2012
GALLEGLY, ELTON
· Mar 26, 2012
MANZULLO, DONALD
· Sep 14, 2011
 D
Courtney, Joe
Connecticut · Jun 16, 2011
DUNCAN, JOHN
· May 5, 2011
Ross, Dennis
· May 3, 2011
Coffman, Mike
· Apr 4, 2011
Tipton, Scott
· Apr 4, 2011
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1356: Capital Access for Main Street Act of 2011. 112th Congress. Open America. https://openamerica.io/bill/112-HR-1356/
MLA
"H.R. 1356: Capital Access for Main Street Act of 2011." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-1356/.
Bluebook (legal)
H.R. 1356, 112th Cong. (2026), https://openamerica.io/bill/112-HR-1356/.
Markdown link
[H.R. 1356: Capital Access for Main Street Act of 2011](https://openamerica.io/bill/112-HR-1356/)
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