Skip to main content
S 3549 111th Congress Senate Finance and Financial Sector Consumer affairs Retail and wholesale trades User charges and fees

A bill to amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009.

Introduced: June 29, 2010 See on congress.gov
Sign in to write a letter Sign in to watch
This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 29, 2010
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jun 29, 2010
Introduced in Senate
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Amends the Credit Card Accountability Responsibility and Disclosure Act of 2009 to state that, in the case of a gift certificate, store gift card, or general-use prepaid card produced before April 1, 2010, the effective date of the certain disclosure requirements under the Electronic Funds Transfer Act pertaining to fees shall be delayed until January 31, 2011.

Requires the issuer of such a certificate or card, as a condition of such delayed effective date, to: (1) comply with a specified prohibition against and certain requirements for the imposition of any dormancy, inactivity, or service fees; (2) consider any such certificate or card for which funds expire to have no expiration date with respect to the underlying funds; (3) replace, at consumer request, any such certificate or card that has funds remaining at no cost to the consumer; and (4) comply with certain consumer rights disclosure requirements.

What's happening now June 29, 2010

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Related & companion bills 1
  • HR 5502 Identical bill To amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure…
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 2
All 2 Democratic 1 Republican 1
R
Crapo, Mike
Idaho · Jul 12, 2010
 D
Gillibrand, Kirsten E.
New York · Jun 30, 2010
Cite this page click to expand
APA
U.S. Congress. (2026). S. 3549: A bill to amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009.. 111th Congress. Open America. https://openamerica.io/bill/111-S-3549/
MLA
"S. 3549: A bill to amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009.." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-S-3549/.
Bluebook (legal)
S. 3549, 111th Cong. (2026), https://openamerica.io/bill/111-S-3549/.
Markdown link
[S. 3549: A bill to amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009.](https://openamerica.io/bill/111-S-3549/)
Report a problem