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S 3546 111th Congress Senate Crime and Law Enforcement Accidents Criminal investigation, prosecution, interrogation Fraud offenses and financial crimes Government information and archives Licensing and registrations Life, casualty, property insurance Motor vehicles Transportation safety and security

Cheaper Car Insurance Act of 2010

Introduced: June 29, 2010 Introduced by: Schumer, Charles E. Democratic · New York See on congress.gov
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This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 29, 2010
Read twice and referred to the Committee on the Judiciary.
Jun 29, 2010
Introduced in Senate
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 Plain-English summary Congressional Research Service

Cheaper Car Insurance Act of 2010 - Amends the federal criminal code to impose criminal penalties on anyone who knowingly: (1) commits automobile insurance fraud; or (2) acts as a runner, capper, steerer, organizer, mastermind, or leader of an auto insurance fraud operation.

Directs the Department of Justice (DOJ) to publish best practices for states to use in licensing: (1) auto body shops that perform work paid for by insurers; and (2) medical treatment for people injured in auto accidents.

Directs the Attorney General to: (1) cooperate with the offices of the United States attorneys to investigate fraudulent chop shops and salvage yards, prosecute automobile insurance fraud, and report statistics on investigations, prosecutions, and convictions of automobile insurance fraud; and (2) establish Federal-State-Local Anti-Auto Insurance Fraud Task Forces in cities most severely affected by automobile insurance fraud.

Grants an insurance company the right to require a mandatory inspection of any motor vehicle prior to agreeing to provide insurance coverage and to waive such right under specified circumstances.

What's happening now June 29, 2010

Read twice and referred to the Committee on the Judiciary.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 3546: Cheaper Car Insurance Act of 2010. 111th Congress. Open America. https://openamerica.io/bill/111-S-3546/
MLA
"S. 3546: Cheaper Car Insurance Act of 2010." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-S-3546/.
Bluebook (legal)
S. 3546, 111th Cong. (2026), https://openamerica.io/bill/111-S-3546/.
Markdown link
[S. 3546: Cheaper Car Insurance Act of 2010](https://openamerica.io/bill/111-S-3546/)
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