Fairness in Health Insurance Act
Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.
Fairness in Health Insurance Act - Prohibits a health insurance issuer from offering health insurance coverage unless the issuer demonstrates that such coverage has a medical loss ratio of at least 90%.
Directs the Secretary: (1) to establish a uniform definition of "medical loss ratio" and methodology for calculating it, which shall take into account the circumstances of different plans and activities related to health services, such as chronic disease management and quality assurance; and (2) by December 31, 2010, to develop, publish, and implement the standardized data elements and definitions to be used by health insurance issuers in the reporting of data necessary to calculate such ratio.
Requires each issuer: (1) beginning in plan year 2011, to provide the Secretary with data to enable the Secretary to determine whether the issuer is in compliance with this Act; and (2) to provide payment rebates to enrollees for any plan year in which the coverage has a medical loss ratio below 90%.
Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (text of measure as introduced: CR S9984)
- Introduced in Senate Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). S. 1730: Fairness in Health Insurance Act. 111th Congress. Open America. https://openamerica.io/bill/111-S-1730/
"S. 1730: Fairness in Health Insurance Act." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-S-1730/.
S. 1730, 111th Cong. (2026), https://openamerica.io/bill/111-S-1730/.
[S. 1730: Fairness in Health Insurance Act](https://openamerica.io/bill/111-S-1730/)