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S 1177 111th Congress Senate Health Congressional oversight Consumer affairs Health care costs and insurance Inflation and prices Long-term, rehabilitative, and terminal care Marketing and advertising Medicaid

Confidence in Long-Term Care Insurance Act of 2009

Introduced: June 3, 2009 See on congress.gov
This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 3, 2009
Sponsor introductory remarks on measure. (CR S6046)
Jun 3, 2009
Introduced in Senate
Jun 3, 2009
Read twice and referred to the Committee on Finance. (text of measure as introduced: CR S6046-6050)
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 Plain-English summary Congressional Research Service

Confidence in Long-Term Care Insurance Act of 2009 - Directs the Secretary of Health and Human Services to request the National Association of Insurance Commissioners (NAIC) to conduct biennial reviews of the national and state-specific markets for long-term care (LTC) insurance policies.

Directs the Secretary to request the NAIC to: (1) develop model language for marketing of long-term insurance policies that meets certain criteria; and (2) develop recommendations for enforcement of the model marketing disclosures and definitions.

Amends the Deficit Reduction Act of 2005 to authorize establishment of an Internet directory of information regarding LTC insurance ("LTC Insurance Compare") that shall include comparison tools to assist consumers in evaluating LTC insurance policies with different benefits and features.

Amends the Internal Revenue Code to apply Medicaid partnership required model provisions to all tax-qualified LTC insurance contracts.

Outlines a process for secretarial review of 2000 and 2006 model provisions as well as subsequent model provisions with respect to their application to tax-qualified LTC policies and Medicaid partnership policies.

Amends the Deficit Reduction Act of 2005 to require the Secretary to issue biennial reports to states and Congress on Medicaid LTC insurance partnerships and their impact.

Outlines additional consumer protections for Medicaid partnerships.

Directs the Secretary to report to Congress on whether all LTC insurance policies sold after a certain date determined by the Secretary should provide annual compound inflation protection.

What's happening now June 3, 2009

Read twice and referred to the Committee on Finance. (text of measure as introduced: CR S6046-6050)

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 1177: Confidence in Long-Term Care Insurance Act of 2009. 111th Congress. Open America. https://openamerica.io/bill/111-S-1177/
MLA
"S. 1177: Confidence in Long-Term Care Insurance Act of 2009." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-S-1177/.
Bluebook (legal)
S. 1177, 111th Cong. (2026), https://openamerica.io/bill/111-S-1177/.
Markdown link
[S. 1177: Confidence in Long-Term Care Insurance Act of 2009](https://openamerica.io/bill/111-S-1177/)
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