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HRES 553 111th Congress House

Expressing the sense of the House of Representatives that the Secretary of the Treasury and the Chairman of the Board of Governors of the Federal Reserve System should protect and enhance consumer…

Official title: Expressing the sense of the House of Representatives that the Secretary of the Treasury and the Chairman of the Board of Governors of the Federal Reserve Syste… Show full official titleShow less

Official title: Expressing the sense of the House of Representatives that the Secretary of the Treasury and the Chairman of the Board of Governors of the Federal Reserve System should protect and enhance consumer and business access to credit by utilizing the provisions of the Federal Reserve Act and the Emergency Economic Stabilization Act of 2008, and reserving access to liquidity programs for those financial institutions that have maintained or increased lending activities since the height of our economic crisis in October 2008.

Introduced: June 17, 2009 Introduced by: Waters, Maxine Democratic · California See on congress.gov
Finance and Financial Sector Bank accounts, deposits, capitalConsumer affairsConsumer creditCredit and credit markets
More subjectsShow fewer subjects
Financial crises and stabilizationInterest, dividends, interest rates
This resolution expired with the 111th Congress
It was not agreed to before the 111th Congress (2009–2010) adjourned, so it is no longer active. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Agreed to (House)
Jun 17, 2009
Referred to the House Committee on Financial Services.
Jun 17, 2009
Introduced in House
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 Latest action June 17, 2009

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Expresses the sense of the House of Representatives that the Secretary of the Treasury and the Chairman of the Board of Governors of the Federal Reserve System should: (1) protect and enhance American consumers' and businesses' access to credit; (2) encourage credit card issuers, banks, and other creditors to recognize long-standing customers who are in good standing by not cutting their credit lines or raising their interest rates; and (3) reserve access to programs under the Federal Reserve Act and the Emergency Response Stabilization Act for those institutions that are working to increase consumer and business access to credit.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H. Res. 553: Expressing the sense of the House of Representatives that the Secretary of the Treasury and the Chairman of the Board of Governors of the Federal Reserve System should protect and enhance consumer and business access to credit by utilizing the provisions of the Federal Reserve Act and the Emergency Economic Stabilization Act of 2008, and reserving access to liquidity programs for those financial institutions that have maintained or increased lending activities since the height of our economic crisis in October 2008.. 111th Congress. Open America. https://openamerica.io/bill/111-HRES-553/
MLA
"H. Res. 553: Expressing the sense of the House of Representatives that the Secretary of the Treasury and the Chairman of the Board of Governors of the Federal Reserve System should protect and enhance consumer and business access to credit by utilizing the provisions of the Federal Reserve Act and the Emergency Economic Stabilization Act of 2008, and reserving access to liquidity programs for those financial institutions that have maintained or increased lending activities since the height of our economic crisis in October 2008.." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-HRES-553/.
Bluebook (legal)
H. Res. 553, 111th Cong. (2026), https://openamerica.io/bill/111-HRES-553/.
Markdown link
[H. Res. 553: Expressing the sense of the House of Representatives that the Secretary of the Treasury and the Chairman of the Board of Governors of the Federal Reserve System should protect and enhance consumer and business access to credit by utilizing the provisions of the Federal Reserve Act and the Emergency Economic Stabilization Act of 2008, and reserving access to liquidity programs for those financial institutions that have maintained or increased lending activities since the height of our economic crisis in October 2008.](https://openamerica.io/bill/111-HRES-553/)
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