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HR 4254 111th Congress House

Community Bank Preservation Act

Official title: To direct amounts derived from the repayment of TARP assistance to the Deposit Insurance Fund of the Federal Deposit Insurance Corporation to reduce the amount… Show full official titleShow less

Official title: To direct amounts derived from the repayment of TARP assistance to the Deposit Insurance Fund of the Federal Deposit Insurance Corporation to reduce the amount of any increase in premiums that would otherwise be required of smaller insured depository institutions and community banks whose prudent activities did not contribute to the financial crisis, and for other purposes.

Introduced: December 9, 2009 Introduced by: Kaptur, Marcy Democratic · Ohio See on congress.gov
Finance and Financial Sector Bank accounts, deposits, capitalBudget deficits and national debtFinancial crises and stabilizationGovernment trust funds
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This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 9, 2009
Referred to the House Committee on Financial Services.
Dec 9, 2009
Introduced in House
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 Latest action December 9, 2009

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Community Bank Preservation Act - Amends the Emergency Economic Stabilization Act of 2008 (EESA) with respect to the repayment of Troubled Asset Relief Program (TARP) assistance. Repeals the current requirement that revenues of, and proceeds from the sale of, troubled assets purchased under TARP, or from the sale, exercise, or surrender of warrants or senior debt instruments acquired under TARP, be paid into the general fund of the Treasury for reduction of the public debt.

Requires instead that such revenues and proceeds be transfered to the Federal Deposit Insurance Corporation (FDIC) for deposit in the Deposit Insurance Fund to be used to reduce any premium increases that would otherwise be required of smaller insured depository institutions and community banks whose prudent activities did not contribute to the financial crisis.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 4254: Community Bank Preservation Act. 111th Congress. Open America. https://openamerica.io/bill/111-HR-4254/
MLA
"H.R. 4254: Community Bank Preservation Act." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-HR-4254/.
Bluebook (legal)
H.R. 4254, 111th Cong. (2026), https://openamerica.io/bill/111-HR-4254/.
Markdown link
[H.R. 4254: Community Bank Preservation Act](https://openamerica.io/bill/111-HR-4254/)
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