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HR 3824 111th Congress House Health Health care costs and insurance Health care coverage and access Intergovernmental relations State and local government operations

Expanded Health Insurance Options Act of 2009

Introduced: October 15, 2009 See on congress.gov
This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 16, 2009
Referred to the Subcommittee on Health.
Oct 15, 2009
Introduced in House
Oct 15, 2009
Referred to the House Committee on Energy and Commerce.
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 Plain-English summary Congressional Research Service

Expanded Health Insurance Options Act of 2009 - Authorizes states to enter into arrangements to form interstate compacts under which health insurance issuers would offer coverage meeting the requirements of this Act under a unified regulatory structure governing the issuance, renewal, rating, mandated benefits, and similar items of coverage.

Requires each compact to ensure that individuals who are insured in a participating state are able to access an independent external appeals process to review decisions made by health insurance issuers relating to coverage.

Makes a participating state in which an insurance issuer is licensed responsible for the enforcement of applicable laws, regulations, agreements, and orders governing health insurance issuers and coverage. Authorizes a participating state in which a covered individual resides to require a health insurance issuer to pay premiums and taxes, submit to an examination of financial condition, and comply with state laws regarding fraud and abuse and unfair claims practices.

What's happening now October 16, 2009

Referred to the Subcommittee on Health.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3824: Expanded Health Insurance Options Act of 2009. 111th Congress. Open America. https://openamerica.io/bill/111-HR-3824/
MLA
"H.R. 3824: Expanded Health Insurance Options Act of 2009." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-HR-3824/.
Bluebook (legal)
H.R. 3824, 111th Cong. (2026), https://openamerica.io/bill/111-HR-3824/.
Markdown link
[H.R. 3824: Expanded Health Insurance Options Act of 2009](https://openamerica.io/bill/111-HR-3824/)
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