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HR 3438 111th Congress House Health Government employee pay, benefits, personnel management Health care costs and insurance Health care coverage and access Income tax deductions Public contracts and procurement

Access to Insurance for all Americans Act

Introduced: July 31, 2009 Introduced by: Issa, Darrell Republican · California See on congress.gov
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This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 5 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 23, 2009
Referred to the Subcommittee on Federal Workforce, Post Office, and the District of Columbia.
Jul 31, 2009
Referred to House Ways and Means
Jul 31, 2009
Referred to House Oversight and Government Reform
Jul 31, 2009
Referred to the Committee on Oversight and Government Reform, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Jul 31, 2009
Introduced in House
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 Plain-English summary Congressional Research Service

Access to Insurance for all Americans Act - Directs the Office of Personnel Management (OPM) to administer a health insurance program for non-federal employees and to apply to such program the provisions governing the federal employee health insurance program to the greatest extent practicable.

Requires OPM, for each calendar year, to enter into a contract with one or more carriers to make health benefits plans available to eligible individuals. Allows any individual to enroll in such a plan unless the individual: (1) is enrolled or eligible to enroll for coverage under a public health insurance program (including Medicaid or Medicare) or under the federal employee health insurance program; or (2) is a member of the uniformed services.

Allows rates and premiums for such a plan to differ among geographic regions. Makes such premiums tax deductible.

Provides that no government contribution shall be made for any individual enrolled in such a plan. Directs OPM to ensure that covered individuals are in a risk pool separate from that maintained for federal employees.

Requires the Director of OPM to submit a comprehensive plan to Congress that provides for the orderly implementation of the amendments made by this Act, including a schedule of actions to be taken to provide for that implementation.

What's happening now October 23, 2009

Referred to the Subcommittee on Federal Workforce, Post Office, and the District of Columbia.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3438: Access to Insurance for all Americans Act. 111th Congress. Open America. https://openamerica.io/bill/111-HR-3438/
MLA
"H.R. 3438: Access to Insurance for all Americans Act." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-HR-3438/.
Bluebook (legal)
H.R. 3438, 111th Cong. (2026), https://openamerica.io/bill/111-HR-3438/.
Markdown link
[H.R. 3438: Access to Insurance for all Americans Act](https://openamerica.io/bill/111-HR-3438/)
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