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HR 2695 111th Congress House

Credit Card Fair Fee Act of 2009

Official title: To amend the antitrust laws to ensure competitive market-based rates and terms for merchants' access to electronic payment systems.

Introduced: July 13, 2009 See on congress.gov
Finance and Financial Sector Bank accounts, deposits, capitalCompetition and antitrustConsumer creditContracts and agency
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Financial services and investmentsRetail and wholesale tradesUser charges and fees
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This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 5 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 28, 2010
Committee Hearings Held.
Apr 27, 2010
Committee Hearings Held.
Jun 4, 2009
Referred to the House Committee on the Judiciary.
Jun 4, 2009
Sponsor introductory remarks on measure. (CR E1308)
Jun 4, 2009
Introduced in House
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 Latest action April 28, 2010

Committee Hearings Held.

 Plain-English summary Congressional Research Service

Credit Card Fair Fee Act of 2009 - Sets forth a limited antitrust immunity to providers of covered electronic payment systems and merchants for negotiation of access rates and terms. Authorizes providers of a single covered electronic payment system (e.g. credit cards and/or debit cards) and merchants to jointly negotiate and agree upon rates and terms for access to such system. Provides immunity exceptions.

Requires the rates and terms of a voluntarily negotiated access agreement to be the same for all merchants and participating providers, regardless of their respective category or volume of transactions.

Requires issuers, acquirers, owners, and merchants to make specified disclosures regarding itemized costs and access agreements.

Requires the negotiating parties to file jointly with the Attorney General any voluntarily negotiated access agreement that affects any market in the United States or elsewhere.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 8
All 8 Democratic 5
Sestak, Joe
· Mar 3, 2010
 D
Lofgren, Zoe
California · Jul 21, 2009
 D
McGovern, James P.
Massachusetts · Jul 13, 2009
 D
Sánchez, Linda T.
California · Jul 13, 2009
Carney, Christopher
· Jun 16, 2009
 D
Nadler, Jerrold
New York · Jun 16, 2009
Delahunt, Bill
· Jun 8, 2009
 D
Quigley, Mike
Illinois · Jun 8, 2009
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2695: Credit Card Fair Fee Act of 2009. 111th Congress. Open America. https://openamerica.io/bill/111-HR-2695/
MLA
"H.R. 2695: Credit Card Fair Fee Act of 2009." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-HR-2695/.
Bluebook (legal)
H.R. 2695, 111th Cong. (2026), https://openamerica.io/bill/111-HR-2695/.
Markdown link
[H.R. 2695: Credit Card Fair Fee Act of 2009](https://openamerica.io/bill/111-HR-2695/)
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