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HR 2345 111th Congress House Finance and Financial Sector Administrative law and regulatory procedures Banking and financial institutions regulation Consumer affairs Consumer credit Department of the Treasury Federal Deposit Insurance Corporation (FDIC) Federal Reserve System Federal Trade Commission (FTC) Fraud offenses and financial crimes Health facilities and institutions National Credit Union Administration

To amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for health care practices with 20 or fewer employees.

Introduced: July 31, 2009 See on congress.gov
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This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 12, 2009
Referred to the House Committee on Financial Services.
May 12, 2009
Introduced in House
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 Plain-English summary Congressional Research Service

Amends the Fair Credit Reporting Act with respect to the duties of users of consumer reports taking adverse actions on the basis of information contained in such reports.

Excludes any health care practice with 20 or fewer employees from the meaning of creditor subject to Red Flag Guidelines regarding identity theft promulgated by the proper federal financial regulatory agency.

What's happening now May 12, 2009

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 9
All 9 Democratic 2 Republican 4
Driehaus, Steve
· Sep 29, 2009
 R
Guthrie, Brett
Kentucky · Jul 31, 2009
Lee, Christopher
· Jul 31, 2009
 R
Lummis, Cynthia M.
Wyoming · Jul 9, 2009
 R
Cassidy, Bill
Louisiana · Jun 19, 2009
 D
Larsen, Rick
Washington · Jun 2, 2009
 D
Courtney, Joe
Connecticut · May 14, 2009
Kosmas, Suzanne
· May 14, 2009
 R
Simpson, Michael K.
Idaho · May 12, 2009
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2345: To amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for health care practices with 20 or fewer employees.. 111th Congress. Open America. https://openamerica.io/bill/111-HR-2345/
MLA
"H.R. 2345: To amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for health care practices with 20 or fewer employees.." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-HR-2345/.
Bluebook (legal)
H.R. 2345, 111th Cong. (2026), https://openamerica.io/bill/111-HR-2345/.
Markdown link
[H.R. 2345: To amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for health care practices with 20 or fewer employees.](https://openamerica.io/bill/111-HR-2345/)
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