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HR 1322 111th Congress House Health Administrative remedies Aging Civil actions and liability Department of Labor Employee benefits and pensions Executive agency funding and structure Government lending and loan guarantees Health care costs and insurance Health care coverage and access

Emergency Retiree Health Benefits Protection Act of 2009

Introduced: March 5, 2009 See on congress.gov
This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 29, 2009
Referred to the Subcommittee on Health, Employment, Labor, and Pensions.
Mar 5, 2009
Referred to the House Committee on Education and Labor.
Mar 5, 2009
Introduced in House
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 Plain-English summary Congressional Research Service

Emergency Retiree Health Benefits Protection Act of 2009 - Amends the Employee Retirement Income Security Act of 1974 (ERISA) to add a program for emergency retiree health benefit protections.

Prohibits group health plans from reducing retiree health benefits after the retirement of a plan beneficiary. Requires such plans to adopt provisions barring post-retirement reductions in retiree health benefits.

Requires group health plan sponsors to grant retired plan participants the option of benefit restoration. Authorizes the Secretary of Labor to waive or vary requirements for benefit restoration if compliance with such requirements would: (1) be adverse to the interests of plan participants in the aggregate; (2) not be administratively feasible; and (3) cause substantial business hardship to plan sponsors.

Establishes the Emergency Retiree Health Loan Guarantee Program. Authorizes the Program to guarantee loans provided by private financial institutions to assist plan sponsors in meeting benefit restoration obligations under this Act. Terminates loan guarantee authority after 2015.

Authorizes the Secretary to assess civil penalties for violations of this Act.

What's happening now April 29, 2009

Referred to the Subcommittee on Health, Employment, Labor, and Pensions.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 1322: Emergency Retiree Health Benefits Protection Act of 2009. 111th Congress. Open America. https://openamerica.io/bill/111-HR-1322/
MLA
"H.R. 1322: Emergency Retiree Health Benefits Protection Act of 2009." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-HR-1322/.
Bluebook (legal)
H.R. 1322, 111th Cong. (2026), https://openamerica.io/bill/111-HR-1322/.
Markdown link
[H.R. 1322: Emergency Retiree Health Benefits Protection Act of 2009](https://openamerica.io/bill/111-HR-1322/)
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