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S. 1865 110th Congress Senate

Life Insurance Fairness for Travelers Act of 2007

Official title: A bill to provide for mandatory availability of life insurance that does not preclude future lawful travel, and for other purposes.

Introduced: July 24, 2007 Introduced by: Charles E. Schumer Democratic · New York See on congress.gov
Finance and Financial Sector HealthHealth warningsInsurance premiumsLife insurance
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This bill died when the 110th Congress ended
It never became law before the 110th Congress (2007–2008) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 24, 2007
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jul 24, 2007
Introduced in Senate
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 Latest action July 24, 2007

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Life Insurance Fairness for Travelers Act of 2007 - Amends the Terrorism Risk Insurance Act of 2002 to require an insurer to make available, in all of its life insurance policies for an insured who is either a U.S. citizen or lawful permanent resident, coverage that neither considers past, nor precludes future, lawful foreign travel by the insured.

Prohibits the insurer from: (1) declining such coverage based on past or future lawful foreign travel by the insured; or (2) charging a premium for the coverage that is excessive and not based on a good faith actuarial analysis.

Allows declination of or limited coverage for travel to foreign destinations for which serious health-related warnings have been issued, or in which an ongoing military conflict or serious unlawful situation is taking place.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 1865: Life Insurance Fairness for Travelers Act of 2007. 110th Congress. Open America. https://openamerica.io/bill/110-S-1865/
MLA
"S. 1865: Life Insurance Fairness for Travelers Act of 2007." 110th Congress, 2026, Open America, https://openamerica.io/bill/110-S-1865/.
Bluebook (legal)
S. 1865, 110th Cong. (2026), https://openamerica.io/bill/110-S-1865/.
Markdown link
[S. 1865: Life Insurance Fairness for Travelers Act of 2007](https://openamerica.io/bill/110-S-1865/)
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