Skip to main content
S 1561 110th Congress Senate

A bill to amend title 11, United States Code, with respect to exceptions to discharge in bankruptcy for certain qualified educational loans.

Introduced: June 7, 2007 Introduced by: Durbin, Richard J. Democratic · Illinois See on congress.gov
Finance and Financial Sector BankruptcyCollection of accountsEducationHigher educationStudent loan funds
Sign in to write a letter Sign in to watch
This bill died when the 110th Congress ended
It never became law before the 110th Congress (2007–2008) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 7, 2007
Read twice and referred to the Committee on the Judiciary. (text of measure as introduced: CR S7336)
Jun 7, 2007
Sponsor introductory remarks on measure. (CR S7335-7336)
Jun 7, 2007
Introduced in Senate
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Latest action June 7, 2007

Read twice and referred to the Committee on the Judiciary. (text of measure as introduced: CR S7336)

 Plain-English summary Congressional Research Service

Revises federal bankruptcy law with respect to the exemption from the exception to discharge in bankruptcy for certain educational loans if excepting such debt from discharge would impose an undue hardship on the debtor and debtor's dependents.

Limits such exemption to the existing ones for: (1) an educational benefit overpayment or loan made, insured, or guaranteed by a governmental unit; and (2) an obligation to repay funds received from a governmental unit as an educational benefit, scholarship, or stipend.

Repeals the current exemption for: (1) any loan made under any program funded in whole or in part by a governmental unit or nonprofit institution; and (2) any other qualified education loan incurred by an individual debtor on behalf of the taxpayer, the taxpayer's spouse, or any dependent, including indebtedness used to refinance a qualified education loan. (Thus makes both kinds of loans nondischargeable in bankruptcy.)

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 1561: A bill to amend title 11, United States Code, with respect to exceptions to discharge in bankruptcy for certain qualified educational loans.. 110th Congress. Open America. https://openamerica.io/bill/110-S-1561/
MLA
"S. 1561: A bill to amend title 11, United States Code, with respect to exceptions to discharge in bankruptcy for certain qualified educational loans.." 110th Congress, 2026, Open America, https://openamerica.io/bill/110-S-1561/.
Bluebook (legal)
S. 1561, 110th Cong. (2026), https://openamerica.io/bill/110-S-1561/.
Markdown link
[S. 1561: A bill to amend title 11, United States Code, with respect to exceptions to discharge in bankruptcy for certain qualified educational loans.](https://openamerica.io/bill/110-S-1561/)
Report a problem