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HR 7262 110th Congress House

To reform the Federal Deposit Insurance System, and for other purposes.

Introduced: October 3, 2008 See on congress.gov
Finance and Financial Sector Bank accounts, deposits, capitalCongressional oversightEmployee benefits and pensionsFinancial crises and stabilization
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Government information and archivesInflation and prices
This bill died when the 110th Congress ended
It never became law before the 110th Congress (2007–2008) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 3, 2008
Referred to the House Committee on Financial Services.
Oct 3, 2008
Introduced in House
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 Latest action October 3, 2008

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Amends the Federal Deposit Insurance Act to increase the standard maximum amount of deposit insurance from $100,000 to: (1) $250,000, $500,000, $750,000, or $1 million, at the option of the insured depository institution; and (2) $250,000, $500,000, $750,000, or $1 million for eligible retirement accounts, at the institution's option. Requires an annual inflation adjustment.

Directs the Board of Directors of the Federal Deposit Insurance Corporation (FDIC) and the National Credit Union Administration (NCUA) Board to report to Congress and publish in the Federal Register any such inflation adjustments to the standard maximum deposit insurance amount and to the standard maximum share insurance amount.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 7262: To reform the Federal Deposit Insurance System, and for other purposes.. 110th Congress. Open America. https://openamerica.io/bill/110-HR-7262/
MLA
"H.R. 7262: To reform the Federal Deposit Insurance System, and for other purposes.." 110th Congress, 2026, Open America, https://openamerica.io/bill/110-HR-7262/.
Bluebook (legal)
H.R. 7262, 110th Cong. (2026), https://openamerica.io/bill/110-HR-7262/.
Markdown link
[H.R. 7262: To reform the Federal Deposit Insurance System, and for other purposes.](https://openamerica.io/bill/110-HR-7262/)
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