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HR 480 110th Congress House Finance and Financial Sector Housing and Community Development Illegal aliens Immigration Mortgages Social Welfare Social security numbers

To amend the Truth in Lending Act to prohibit issuance of residential mortgages to any individual who lacks a Social Security account number.

Introduced: January 16, 2007 See on congress.gov
This bill died when the 110th Congress ended
It never became law before the 110th Congress (2007–2008) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 12, 2007
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jan 16, 2007
Referred to the House Committee on Financial Services.
Jan 16, 2007
Introduced in House
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 Plain-English summary Congressional Research Service

Amends the Truth in Lending Act to prohibit credit from being extended in any consumer credit transaction in which a security interest will be retained or acquired in property located within the United States which will be used as the consumer's principal residence if such consumer lacks a Social Security account number.

What's happening now April 12, 2007

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 480: To amend the Truth in Lending Act to prohibit issuance of residential mortgages to any individual who lacks a Social Security account number.. 110th Congress. Open America. https://openamerica.io/bill/110-HR-480/
MLA
"H.R. 480: To amend the Truth in Lending Act to prohibit issuance of residential mortgages to any individual who lacks a Social Security account number.." 110th Congress, 2026, Open America, https://openamerica.io/bill/110-HR-480/.
Bluebook (legal)
H.R. 480, 110th Cong. (2026), https://openamerica.io/bill/110-HR-480/.
Markdown link
[H.R. 480: To amend the Truth in Lending Act to prohibit issuance of residential mortgages to any individual who lacks a Social Security account number.](https://openamerica.io/bill/110-HR-480/)
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