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HR 3972 110th Congress House Finance and Financial Sector Armed Forces and National Security Armed forces reserves Bankruptcy Bankruptcy courts Civil procedure Crime and Law Enforcement Debtor and creditor Emergency Management Law National Guard Terrorism

To amend the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 to exempt from the means test in bankruptcy cases, for a limited period, qualifying reserve-component members who, after…

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To amend the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 to exempt from the means test in bankruptcy cases, for a limited period, qualifying reserve-component members who, after September 11, 2001, are called to active duty or to perform a homeland defense activity for not less than 60 days.

Introduced: October 25, 2007 Introduced by: Schakowsky, Janice D. Democratic · Illinois See on congress.gov
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This bill died when the 110th Congress ended
It never became law before the 110th Congress (2007–2008) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 2, 2007
Referred to the Subcommittee on Commercial and Administrative Law.
Oct 25, 2007
Referred to the House Committee on the Judiciary.
Oct 25, 2007
Introduced in House
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 Plain-English summary Congressional Research Service

Amends the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 to prohibit the bankruptcy court from dismissing or converting a case based on means testing while the debtor: (1) is either on active duty or performing a homeland defense activity for at least 60 days; or (2) was either called to active duty or performed homeland defense activity as a member of a reserve component of the Armed Forces or a member of the National Guard after September 11, 2001.

What's happening now November 2, 2007

Referred to the Subcommittee on Commercial and Administrative Law.

 Related & companion bills 2
  • S 3197 Related bill National Guard and Reservists Debt Relief Act of 2008
  • HR 4044 Identical bill To amend title 11 of the United States Code to exempt for a limited period, from the application of the means-test pres…
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 2
All 2 Democratic 1 Republican 1
R
Foxx, Virginia
North Carolina · Oct 25, 2007
 D
McGovern, James P.
Massachusetts · Oct 25, 2007
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3972: To amend the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 to exempt from the means test in bankruptcy cases, for a limited period, qualifying reserve-component members who, after September 11, 2001, are called to active duty or to perform a homeland defense activity for not less than 60 days.. 110th Congress. Open America. https://openamerica.io/bill/110-HR-3972/
MLA
"H.R. 3972: To amend the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 to exempt from the means test in bankruptcy cases, for a limited period, qualifying reserve-component members who, after September 11, 2001, are called to active duty or to perform a homeland defense activity for not less than 60 days.." 110th Congress, 2026, Open America, https://openamerica.io/bill/110-HR-3972/.
Bluebook (legal)
H.R. 3972, 110th Cong. (2026), https://openamerica.io/bill/110-HR-3972/.
Markdown link
[H.R. 3972: To amend the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 to exempt from the means test in bankruptcy cases, for a limited period, qualifying reserve-component members who, after September 11, 2001, are called to active duty or to perform a homeland defense activity for not less than 60 days.](https://openamerica.io/bill/110-HR-3972/)
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