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S 1647 109th Congress Senate

Hurricane Katrina Bankruptcy Relief and Community Protection Act of 2005

Official title: A bill to amend title 11, United States Code, to provide relief to victims of Hurricane Katrina and other natural disasters.

Introduced: September 8, 2005 See on congress.gov
Finance and Financial Sector AlabamaBankruptcyBankruptcy courtsCommerce
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Debtor and creditorEmergency ManagementFloodsGovernment Operations and PoliticsGovernment paperworkHurricane aftermath legislationHurricanesIncome taxLawLimitation of actionsLouisianaMississippiSmall businessTax returnsTaxation
This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 8, 2005
Read twice and referred to the Committee on the Judiciary. (text of measure as introduced: CR S9851-9852)
Sep 8, 2005
Sponsor introductory remarks on measure. (CR S9850-9851)
Sep 8, 2005
Introduced in Senate
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 Latest action September 8, 2005

Read twice and referred to the Committee on the Judiciary. (text of measure as introduced: CR S9851-9852)

 Plain-English summary Congressional Research Service

Hurricane Katrina Bankruptcy Relief and Community Protection Act of 2005 - Applies the provisions of federal bankruptcy law, as in effect on August 29, 2005, to any case commenced (except under chapter 12) during the 12-month period beginning on October 17, 2005, (the effective date of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA)) by a debtor: (1) who on August 29, 2005, resided in any area declared by the President as a major disaster related to Hurricane Katrina; and (2) whose financial condition is materially adversely affected by such disaster.

Authorizes the bankruptcy court to extend statutory deadlines governing debtor's submission of specified financial documentation if the debtor's status as a victim of a natural disaster necessitates such extension.

Expands debtor's non-abusive monthly expenses to include actual reasonably necessary expenses incurred as a result of being a victim of a natural disaster.

States that if the debtor is a victim of a natural disaster: (1) the presumption of bankruptcy abuse is inapplicable; and (2) the court may not dismiss or convert the case for either an individual (Chapter 7) or a business debtor (Chapter 11).

Authorizes the court to grant an extension of time to comply with bankruptcy deadlines if it finds that: (1) it is warranted by a natural disaster in the case of a small business debtor; and (2) the debtor's status as a victim of a natural disaster necessitates such extension in the case of a chapter 13 debtor capable of making periodic payments.

Amends the federal judicial code to permit a case in bankruptcy to be commenced in the district court for the district in which a person who is the victim of a natural disaster resides.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 1647: Hurricane Katrina Bankruptcy Relief and Community Protection Act of 2005. 109th Congress. Open America. https://openamerica.io/bill/109-S-1647/
MLA
"S. 1647: Hurricane Katrina Bankruptcy Relief and Community Protection Act of 2005." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-S-1647/.
Bluebook (legal)
S. 1647, 109th Cong. (2026), https://openamerica.io/bill/109-S-1647/.
Markdown link
[S. 1647: Hurricane Katrina Bankruptcy Relief and Community Protection Act of 2005](https://openamerica.io/bill/109-S-1647/)
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