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HR 969 109th Congress House Taxation Bank accounts Collection of accounts Commerce Commercial arbitration Congress Congressional reporting requirements Debtor and creditor Earned income tax credit Electronic benefits transfers Electronic data interchange Finance and Financial Sector Garnishment Government Operations and Politics Government publicity Income tax Law Loans Science, Technology, Communications Social Welfare

Taxpayer Abuse Prevention Act

Introduced: February 17, 2005 Introduced by: Schakowsky, Janice D. Democratic · Illinois See on congress.gov
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This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 22, 2005
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Feb 17, 2005
Referred to the Committee on Ways and Means, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Feb 17, 2005
Introduced in House
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 Plain-English summary Congressional Research Service

Taxpayer Abuse Prevention Act - Amends the Internal Revenue Code to provide that advance payments of the earned income tax credit are not transferable or assignable or subject to the claims of any creditors, except outstanding claims of the Federal Government.

Prohibits: (1) the collection of a debt from a debtor's Federal tax refund by means of a refund anticipation loan; and (2) mandatory arbitration as a condition of providing a refund anticipation loan.

Terminates the Department of Treasury Debt Indicator Program.

Excludes tax returns that have been filed subject to a refund anticipation loan from any determination of whether goals for electronic filing of tax returns have been met.

Allows earned income tax credit benefits to be paid through electronic transfer accounts.

Directs the Secretary of the Treasury to: (1) develop and implement a program to encourage the greater use of the advance earned income tax credit; and (2) enter into cooperative agreements with federally insured depository institutions to provide low- and moderate-income taxpayers with the option of establishing low-cost direct deposit accounts using appropriate tax forms.

What's happening now March 22, 2005

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Related & companion bills 1
  • S 324 Related bill Taxpayer Abuse Prevention Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
 Cosponsors 6
All 6 Democratic 5 Independent 1
D
Doggett, Lloyd
Texas · Feb 17, 2005
 D
McGovern, James P.
Massachusetts · Feb 17, 2005
 D
Nadler, Jerrold
New York · Feb 17, 2005
 D
Norton, Eleanor Holmes
District of Columbia · Feb 17, 2005
 I
Sanders, Bernard
Vermont · Feb 17, 2005
 D
Wasserman Schultz, Debbie
Florida · Feb 17, 2005
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 969: Taxpayer Abuse Prevention Act. 109th Congress. Open America. https://openamerica.io/bill/109-HR-969/
MLA
"H.R. 969: Taxpayer Abuse Prevention Act." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-969/.
Bluebook (legal)
H.R. 969, 109th Cong. (2026), https://openamerica.io/bill/109-HR-969/.
Markdown link
[H.R. 969: Taxpayer Abuse Prevention Act](https://openamerica.io/bill/109-HR-969/)
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