Skip to main content
HR 765 109th Congress House Taxation Access to health care Associations, institutions, etc. Commerce Cost of living adjustments Economics and Public Finance Finance and Financial Sector Government Operations and Politics Government paperwork Health Health insurance Health maintenance organizations Income tax Indexing (Economic policy) Insurance premiums Labor and Employment Long-term care insurance Medical economics Medical savings accounts Medically uninsured

Fair Care for the Uninsured Act of 2005

Introduced: February 10, 2005 See on congress.gov
This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 22, 2005
Referred to the Subcommittee on Health, for a period to be subsequently determined by the Chairman.
Feb 10, 2005
Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Feb 10, 2005
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service
Fair Care for the Uninsured Act of 2005 - Amends the Internal Revenue Code to allow a refundable tax credit for health insurance paid for the benefit of a taxpayer, his spouse, and dependents (no more than two). Directs the Secretary of the Treasury to make advance payments of credit amounts to the provider of the taxpayer's health insurance.

Requires each health insurer, health maintenance organization, and health service organization to participate in a State-established health insurance safety net to assure the availability of health insurance to uninsurable individuals. Funds such safety nets through assessments against such insurers and organizations. Permits such insurers and organizations to add the costs of such assessments to the costs of their insurance or coverage.

Amends the Public Health Service Act to allow health benefits coverage through individual membership associations (IMAs). Sets forth IMA requirements, including that the IMA be an organization operated under the direction of an association and that IMA health benefits coverage only be provided through contracts with health insurance issuers. Requires IMAs to include a minimum of two health insurance coverage options.

What's happening now March 22, 2005

Referred to the Subcommittee on Health, for a period to be subsequently determined by the Chairman.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 765: Fair Care for the Uninsured Act of 2005. 109th Congress. Open America. https://openamerica.io/bill/109-HR-765/
MLA
"H.R. 765: Fair Care for the Uninsured Act of 2005." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-765/.
Bluebook (legal)
H.R. 765, 109th Cong. (2026), https://openamerica.io/bill/109-HR-765/.
Markdown link
[H.R. 765: Fair Care for the Uninsured Act of 2005](https://openamerica.io/bill/109-HR-765/)
Report a problem