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H.R. 749 109th Congress House

Expanded Access to Financial Services Act of 2005

Official title: To amend the Federal Credit Union Act to provide expanded access for persons in the field of membership of a Federal credit union to money order, check cashing, and money transfer services.

Introduced: February 10, 2005 See on congress.gov
Finance and Financial Sector ChecksCredit unionsElectronic funds transfersFees
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Financial servicesNegotiable instrumentsScience, Technology, Communications
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This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 13 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 27, 2005
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Apr 26, 2005
Mr. Castle moved to suspend the rules and pass the bill, as amended.
Apr 26, 2005
Motion to reconsider laid on the table Agreed to without objection.
Apr 26, 2005
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2500)
Apr 26, 2005
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.(text: CR H2500)
Apr 26, 2005
DEBATE - The House proceeded with forty minutes of debate on H.R. 749.
Apr 26, 2005
Considered under suspension of the rules. (consideration: CR H2500-2503)
Apr 12, 2005
Placed on the Union Calendar, Calendar No. 19.
Apr 12, 2005
Reported (Amended) by the Committee on Financial Services. H. Rept. 109-38.
Mar 16, 2005
Ordered to be Reported (Amended) by Voice Vote.
Mar 16, 2005
Committee Consideration and Mark-up Session Held.
Feb 10, 2005
Referred to the House Committee on Financial Services.
Feb 10, 2005
Introduced in House
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 Latest action April 27, 2005

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

(This measure has not been amended since it was reported to the House on April 12, 2005. The summary of that version is repeated here.)

Expanded Access to Financial Services Act of 2005 - Amends the Federal Credit Union Act to authorize a Federal credit union to: (1) sell to persons in the field of membership negotiable checks (including travelers checks), money orders, and other similar money transfer instruments (including international and domestic electronic fund transfers); and (2) cash checks and money orders and receive international and domestic electronic fund transfers for such persons for a fee. (Current law authorizes such services to members only.)

 Bill text 4 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 2
All 2 Democratic 1
KANJORSKI, PAUL
· Feb 10, 2005
 D
Sherman, Brad
California · Feb 10, 2005
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 749: Expanded Access to Financial Services Act of 2005. 109th Congress. Open America. https://openamerica.io/bill/109-HR-749/
MLA
"H.R. 749: Expanded Access to Financial Services Act of 2005." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-749/.
Bluebook (legal)
H.R. 749, 109th Cong. (2026), https://openamerica.io/bill/109-HR-749/.
Markdown link
[H.R. 749: Expanded Access to Financial Services Act of 2005](https://openamerica.io/bill/109-HR-749/)
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